Loan Post Close Specialist I

Essential Duties And Responsibilities

• Validates image, scan quality, and completeness of the physical copies of original loan files and actively maintains file storage and organization.
• Performs the post close review function, ensuring that loan documents comply with collateral terms of the approval.
• Works with the Loan Originators, Loan Closing Specialists, third parties, and customers to resolve loan document issues and to clear documentation exceptions within the appropriate time periods.
• Inputs, updates, and monitors exceptions on the Bank’s exception system for escrow taxes and insurance.
• Perfects all types of collateral.
• Reviews UCC filings and releases, recorded mortgages, vehicle titles, and flood and hazard insurance assignments processes.
• Processes trailing documents, reviews, and clears exceptions as appropriate through the tickler process.
• Processes all paid notes, secured and unsecured, checking for any cross-collateralization.
• Contacts internal and external sources in order to proactively clear existing exceptions with assistance.
• Performs post-closing activities in a timely and accurate manner.
• Reviews final title policies to ensure accuracy per established policy and procedure.
• Works with Loan Review during audits regarding loan document questions, tickler monitoring, and exceptions.
• Aids the Banking Center and Relationship Manager personnel with questions and information requirements.

Qualifications

• Personal computer skills with demonstrated knowledge of Microsoft Excel, Word, and Outlook.
• Self-starter and works with minimal direction.
• Good verbal and written communication skills.
• Possesses interpersonal skills and team orientation.
• Ability to meet deadlines.
• Ability to appropriately escalate issues requiring problem-solving and decision-making.
• Ability to read, interpret, and apply policies and procedures related to loan servicing.
• Ability to work with basic mathematical concepts.
• Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
• Ability to compute rate and percent.
• Ability to solve practical problems and deal with a variety of variables.
• Accepts shared ownership and accountability for results.

Physical Demands And Working Environment

• Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently.
• Lifting - Occasionally (up to 10 lbs).
• Sitting - Frequently.
• Overtime - Subject to business need.
• Noise Level - Moderate.
• Typical Work Hours - M-F (8-5).
• Regular and Predictable Attendance - Required.