Loan Portfolio Manager

About the role

This position is on-site at any of our Santa Cruz County locations. Travel to client offices and other sites is required.

Responsibilities

• Maintain and develop existing loan portfolio and client relationships to create referral sources and contacts to generate new business.
• Provide information and make detailed presentations to prospects specifying product availability, applying creative solutions to client problems/issues.
• Gather historical and financial data and develop, or assist in developing, program agreements.
• May consult with and provide guidance to Chief Lending Officer during due diligence process, as information is gathered on client’s financial status, lending needs, etc.
• Identify specific business needs of client and determine loan limits by analyzing financial data.
• Participate in sales events, or industry specific seminars as required.
• Ensure that all loans within assigned portfolio are performing as expected and any issues are addressed in a timely manner

Requirements

• Solid sales experience in a banking environment, generally gained through a minimum of 7 years previous experience.
• Proven success in generating new business.
• Thorough understanding of local market and solid base of contacts required.
• May require a thorough knowledge of specialty business depending on assignment.
• Strong underwriting skills.
• Ability to analyze borrower financials.
• Access credit risk and evaluate collateral.

Qualifications

• BA Business Administration

Skills

None specified

Benefits

• Medical, dental, and vision plans
• Vacation, sick leave, paid Holidays
• Paid volunteer time
• Employer paid life insurance
• 401(k) with employer matching
• Ongoing training, professional development and career advancement opportunities

Physical Demands

• While performing the duties of this job, the employee may be regularly required to stand, sit, talk, hear, reach, stoop, kneel, and use hands and fingers to operate typical office equipment such as a computer, telephone, mouse and keyboard.
• Specific vision abilities required by this job include close vision requirements due to computer work.
• Light to moderate lifting may be required.
• Regular, predictable attendance is required; including the occasional evening and weekend work as business demands dictate.
• Travel between company locations as needed.

Work Environment

• Moderate noise (i.e., business office with computers, phone, and printers, moderate traffic).
• Ability to work in a confined area.
• Ability to sit or stand at a computer terminal for an extended period.