Loan Partner-Licensed

About the role

DAS Acquisition Company, LLC/USA Mortgage is 100% employee owned. Our mission is to pursue excellence and provide superior service through our mortgage bank. Since 2001, we have been recognized as a top choice for residential lenders in the St. Louis area by the St. Louis Business Journal.

Responsibilities

• Assist Mortgage Loan Originator (MLO) in the administration and processing of mortgage loans.
• Support a growing team with expansion into Kentucky.
• Conduct preliminary research on the loan to help determine mortgage eligibility.
• Set signing appointments and provide customer service.
• Prepare files for submission to loan processing.
• Update and mine marketing database for new loans.
• Handle any other miscellaneous requirements of the team.
• Aid the MLO on specific tasks to enhance their effectiveness.
• Pull and analyze research regarding the property, credit, and other aspects of the file.
• Complete and review loan applications.
• Review credit and assist in selecting loan programs.
• Structure files and support borrower qualification.
• Send disclosures and initiate communication.
• Maintain pipeline and ensure target closing deadlines are met.
• Communicate directly with borrowers (phone-heavy interaction preferred).
• Follow up on conditions and maintain frequent borrower communication.
• Assist in pre-qualifications and pre-approval orders as instructed.
• Pull credit reports and run AUS.
• Contact borrowers for additional information.
• Schedule and set document signing appointments.
• Data input function including setting up new customer files with application data.
• Update the MLO database, mail thank-you notes to customers and realtors.
• Perform clerical ad hoc duties as needed.

Requirements

• Strong knowledge of loan structuring (not just administrative/order-out tasks).
• Experience with government loans (FHA, USDA), as well as conventional, VA.
• Ability to handle complex borrower scenarios (e.g., lower credit, multiple income sources, gift funds).
• Administrative assistance, clerical, and customer service knowledge and experience.
• Mortgage banking industry familiarity with Conventional, FHA, USAM and VA mortgage products.
• Clear understanding of current RESPA laws and guidelines.
• Teamwork and productivity skills.
• Excellent problem-solving and customer service skills.
• P/C computer skills with solid understanding of MS Office and the ability to use the loan origination system.
• Encompass experience a plus.
• Administrative practices and procedures.
• Teamwork, customer service, motivation, design, ethics, safety & security, project management, business acumen and professionalism.

Education & Experience

• High school diploma or equivalent required.
• 2-4 year college curriculum preferred.
• Minimum one year experience and/or training.
• Knowledge of Encompass Database software and/or equivalent along with basic computer skills.
• Originator License (MO & KY) preferred to start, will support licensing post-hire within 6 months if not NMLS licensed.
• Kentucky state specific training.

Benefits

• Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
• Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)

Salary

$55-65K annually + per file bonus