Loan Originator, Sr NE Redding, CA

About the role

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.

Responsibilities

• Evaluates PrimeLending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Marks and promotes PrimeLending’s financial products; Originators are expected to meet the Company’s minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending’s product set.
• Maintains and analyzes information regarding the customer’s income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products.
• Serves existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).

Qualifications

• High school diploma or equivalent
• Appropriate licenses, if State required
• A minimum of 5 years loan originator experience required
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision-making ability
• Excellent and effective presentation and communication skills, both verbal and written
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology
• Maintains a professional image and adheres to standards consistent with company policies and procedures

Skills

• Strong interpersonal and communication skills
• Ability to work independently and manage multiple tasks simultaneously
• Knowledge of mortgage products and processes
• Proficiency in Microsoft Office Suite

Benefits

• Competitive compensation package
• Health, dental, and vision insurance
• 401(k) retirement plan with company match
• Flexible work schedule
• Professional development opportunities
• Employee assistance program

Pay

Compensation is commensurate with experience.

Schedule

Full-time position.

Company Overview

PrimeLending, a PlainsCapital Company®, is a people-first company on a mission to make the home loan process simple and stress-free. Since 1986, we've been working together as a team to support our customers, co-workers and communities and make a positive impact on all the lives of all we serve. Whether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience.

About Us

PrimeLending is a National lender with coverage in all 50 states, offering 2023 Best-in-Class Lender in 4 categories by MortgageCX. We have 42 branch locations across the country and a 96% customer satisfaction rating. Our award-winning culture is known for having an empowering, supportive environment, making PrimeLending a great workplace. We are proud to be recognized as one of the top workplaces in the USA, Financial Services, and Texas.