Sr. Mortgage Loan Originator
About the role
RCB Bank is a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity, and honor, RCB Bank is an equal opportunity employer, striving to hire employees who meet high standards of character, education and occupational qualifications.
Responsibilities
- Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public.
- Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required.
- Provide training and guidance to newly-hired mortgage loan staff.
Requirements
- High school diploma or GED
- NMLS or the ability to obtain NMLS registration
- Financial organizational skills and financial information understanding
- Minimum of five (5) years’ experience in mortgage lending functions
- Customer service experience
- Sales experience preferably in the mortgage industry
Qualifications
- Bachelor’s degree in Finance, Accounting, or Business; or equivalent combination of education and experience
Skills
- Good interpersonal and communication skills to generate referral business and leads
- Extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines
- Extensive knowledge of RESPA and MDIA compliance
- Self-motivated, organized, and skilled at prioritizing tasks
- Enjoy helping people realize their dreams of home ownership
- Care about your community and have a desire to be involved
Benefits
RCB Bank is committed to ensuring the health and general wellbeing of all employees by providing a wide variety of competitive benefit programs that help you achieve the best fit for your family’s needs, including the following (subject to eligibility):
- Medical Plan
- Prescription Drug Plan
- Teladoc™
- Dental Plan
- Vision Plan
- Flexible Spending Accounts (Healthcare & Dependent Care)
- Life and AD&D Insurance
- Disability Plans
- Life Assistance Plan (EAP)
- Multiple Supplemental Plans
- Sick Leave
- Paid Federal Holidays
- Vacation and PTO
- 401(k)
- ESOP
Pay
Details about pay are not specified in the job posting.
Schedule
Details about the schedule are not specified in the job posting.