Loan Originator - East Region
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
You come to join focused, highly collaborative team at a great company
Primary Responsibilities
Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client’s desired loan program.
Pull and analyze credit and compare for accuracy with the borrower’s statements.
Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
Provide the loan package to the loan processor for review.
Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
Job Requirements
Must meet all NMLS requirements.
Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
Must be a self starter, motivated, energetic, with excellent time-management skills.
Minimum of 3 years mortgage banking experience.
Benefits
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Compensation
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions.
Actual pay rate may vary based on several factors, such as a candidate’s location, qualifications, skills, and experience.