Loan Originator

Key Responsibilities

• Generate loan leads through various channels, including referrals, networking, and marketing efforts.
• Conduct thorough assessments of borrowers' financial situations, including credit history, income, and debt-to-income ratio, to determine loan eligibility.
• Present loan options and programs to prospective borrowers, guiding them through the application and approval process with professionalism and expertise.
• Work closely with borrowers to collect required documentation, provide guidance on credit improvement strategies, and address any concerns or questions throughout the loan process.
• Collaborate with Underwriters and Loan Processors to ensure timely and accurate processing of loan files, adhering to regulatory requirements and company policies.
• Maintain a high level of integrity and ethical standards in all interactions with customers, colleagues, and stakeholders.

Minimum Qualifications

• Obtain a MLO license through the NMLS Cultivate and nurture client relationships while delivering exceptional customer service.
• Preferred two years of experience.
• Familiarity with Encompass software is advantageous.
• Knowledge of the Manufactured Home Industry is a desirable asset.
• Demonstrated ability to multitask effectively.
• Exhibit a strong work ethic.
• Proficient in Microsoft Office suite.
• Possess strong problem-solving abilities.
• Attention to detail and accuracy in tasks.
• Excellent verbal and written communication skills.
• Capability to work both independently and collaboratively in a team environment.

Physical Demands

• Capable of safely and proficiently performing essential job functions as per ADA, FMLA, and other relevant standards, meeting productivity criteria.
• Maintain consistent, punctual attendance in compliance with ADA, FMLA, and other regulations.
• Clear and articulate communication skills on the telephone.
• Able to sit at a workstation for extended periods.
• Proficient in physical typing.