Loan Originator

About the role

This position involves originating real estate loans, property tax loans, and collateral or hard money loans, while also providing closing settlement services.

Responsibilities

• Originating Real Estate Loans, Property Tax loans and Collateral or Hard Money Loans
• Underwriting and reviewing loan documentation
• Qualifying customers for owner financing
• Quoting financial terms, options, rates, down payments and estimating taxes and insurance
• Providing closing settlement services

Requirements

• Bilingual Spanish/English skills
• Licensed in the State of Texas (NMLS license) as Residential Mortgage (Co.) Loan Originator (RMLO)
• Very well-versed in the most current RESPA or other related legislation
• Up to date with continued education courses to ensure compliance with all regulations governing mortgage loans

Qualifications

• Previous customer service experience within the real estate/finance and mortgage industry with a minimum of 2-3 years preferred
• Proper phone and in person communication ability with great listening skills and a customer service orientation
• Able to communicate clearly and concisely in a professional real estate or financial business setting
• Proficient in Microsoft Word, Excel and Outlook with strong grammar, spelling and composition or writing skills (emails, correspondence, etc.)
• Able to work extended hours, occasional weekends as required to accommodate the customer/borrower

Additional Knowledge, Skills, and Abilities

• Comfortable working with all levels of employees and customers
• Ability to work under general supervision in fast-paced, multi-tasking, hands-on environment
• Ability to establish and maintain a positive, professional working relationship with all individuals and perform as a team member