Loan Originator

Responsibilities

• Originating real estate loans, property tax loans, and collateral or hard‑money loans
• Underwriting and reviewing loan documentation
• Qualifying customers for owner financing
• Quoting financial terms, options, rates, down payments, and estimating taxes and insurance
• Providing closing settlement services

Requirements

• Bilingual Spanish/English skills
• Licensed in the State of Texas (NMLS) as a Residential Mortgage (Co.) Loan Originator (RMLO) and well‑versed in the most current RESPA and related legislation
• Up‑to‑date with continuing education courses to ensure compliance with all mortgage regulations
• Minimum 2–3 years of customer‑service experience within the real estate, finance, or mortgage industry (preferred)
• Strong phone and in‑person communication abilities with great listening skills and a customer‑service orientation
• Ability to communicate clearly and concisely in a professional real estate or financial business setting
• Proficient in Microsoft Word, Excel, and Outlook with strong grammar, spelling, and composition skills (emails, correspondence, etc.)
• Willingness to work extended hours and occasional weekends as required to accommodate customers/borrowers

Additional Knowledge, Skills, and Abilities

• Comfortable working with all levels of employees and customers
• Ability to work under general supervision in a fast‑paced, multi‑tasking, hands‑on environment
• Ability to establish and maintain positive, professional relationships and perform effectively as a team member