Loan Officer, Retail Center, Specialty Products

Come join our amazing team! Our Loan Officer, Specialty Products role focuses on selling Non-QM and other mortgages while adhering to company guidelines.

Responsibilities

• Prospect for new business by making outbound calls to company-sourced leads, handling inbound calls from mail solicitation campaigns, call transfers from Customer Service Representatives, and inbound inquiry customer calls.
• Identify self-sourced customers from a network of realtors and other professionals.
• Adhere to all phone disclosure requirements when speaking to customers.
• Manage the loan process according to current legal and company guidelines, as well as applicable federal, state, and local regulations.
• Follow up with prospects regarding submitted documents, analyze credit reports and income documents, and conduct further research as required.
• Explain various loan products to customers and provide a high level of customer service throughout the loan process.
• Ensure loans comply with Carrington guidelines, applicable state and federal regulations, and investor requirements.
• Partner with operations staff to ensure expedient processing of file flow.
• Perform other duties as assigned.

Requirements

• High school diploma or equivalent work experience required.
• Two (2) or more years’ experience in mortgage lending preferred, with some experience specifically in Non-QM products.
• Current Mortgage Loan Originator License through NMLS Safe Act/MLO certification required.

About the Company

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less-than-perfect credit and low down payments.

Value Proposition

• Full array of mortgage programs.
• Paperless loan file flow and process.
• Aggressive marketing support including brochures, social media, and CRM.
• Aggressive underwriting: we manually underwrite over 80% of our files.
• Warm, exclusive leads.
• Ability to originate nationally.
• Competitive compensation plan, including a base plus commission.

Benefits

• Comprehensive healthcare plans for you and your family.
• Discretionary 401(k) match of 50% of the first 4% of pay contributed.
• Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help advance your career.
• Employee referral bonuses.
• Educational reimbursement.
• Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Pay

The target pay range for this position is $125,000 - $300,000+ annually.