Loan Officer
About the role
The VP Loan Officers are responsible for developing, managing, and maintaining loan portfolio in alignment with established leading guidelines and bank policies. This role includes originating, processing and servicing loans for existing and prospective customers, ensuring compliance throughout the loan lifecycle. The VP Loan Officer also supports portfolio oversight by assisting with ongoing monitoring, analysis, and reporting of loan performance and credit conditions.
Essential Responsibilities
Champion Enterprise Values: Lead with and model SSB&T’s core values, embedding them into data strategy, governance, and team culture.
Lead loan production and portfolio management efforts within assigned market or segment
Originate and manage moderately complex consumer and/or commercial loan relationships
Provide strategic input on market growth and lending initiatives
Present complex credits to senior loan committee and executive leadership
Build and maintain relationships with customers through proactive service and communication
Gather financial documentation
Ensure loan files meet internal policies and regulatory requirements
Actively grow loan portfolio through business development efforts
Participate in community and business development activities
Maintain high level of customer service through the loan lifecycle
Employment Commitments & Physical Requirements
Exempt
Full-time
Monday- Friday 8am-5pm
Community/volunteer involvement
Focus-intensive position requiring extended periods of sitting and digital navigation
Occasional walking, standing, and use of office equipment
Must possess close visual acuity and clear speech for verbal communication
Candidate Requirements
Bachelor’s degree in Business, Finance, or related field
7- 10 years of commercial lending or banking loan experience
Demonstrate leadership and team development experience
Strong business development and relationship management skills
Strong customer service, communication and interpersonal skills
Ability to manage multiple priorities and interpersonal skills
Ability to manage multiple priorities and meet deadlines
Ability to adapt to growing business needs and structural changes
Familiarity with regulatory and credit compliance standards
Candidate Preferred Qualifications
MBA or advance financial degree
Experience managing market-level or regional loan portfolios
Commercial or business lending experience
SSB&T Employee Benefits
SSB&T offers all eligible full-time employees a robust benefits package. Employees receive benefits to support total health, financial and work life balance. Benefits packages include life insurance, medical, dental, vision, disability, 401K, vacation and sick time. Full time employees will receive 11 paid federal holidays.
Compensation
We are committed to competitive compensation at SSB&T. By analyzing market data, we establish fair salary ranges. Your pay is determined by your experience, the role's market value, and your geographical location.