Loan Officer

Duties and Responsibilities

• Buils rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
• Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
• Perform lock extensions, pipeline management, appraisal orders among other daily duties.
• Excel in a fast-paced environment with the ability to multitask and follow up with multiple customers and work on multiple files each and every day.
• Accept multiple live, qualified inbound leads daily.
• Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
• Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients.
• Structure and price loans accurately.
• Other duties may be assigned.

Desired Competencies

• Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
• Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
• Excellent written and oral communication skills.

Desired Education/Experience

• Current working knowledge of mortgage loan process.
• 0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent.
• Proficient with Encompass, or other paperless mortgage loan origination systems.
• NMLS licensing preferred, but not required in some branches.
• High School Diploma or equivalent.

Benefits

Full-time benefits including 401(k), paid holidays, and paid vacation.

Pay

$20/hr + bps

Schedule

Full Time