Loan Officer

About the role

We are seeking a successful, self-motivated individual with an interest in real estate investing to join our Inside Sales team. As a Loan Officer, you will become an expert on Lima One’s entire product suite of Fix and Flip, New Construction, and Rental Property Loans, and have the opportunity to build your book of business through inbound, warm leads and networking events.

What We’ll Provide

• Best-In-Class Support: Sales support and marketing team that’s laser-focused on driving your success.
• Dedicated sales trainer with industry experience and knowledge.
• Company sponsored NMLS licensing.
• Commitment to learning, development & promoting from within - because when you succeed, we succeed.
• Customer Experience: From first call to final payoff – complete, vertically integrated lending process.
• Tools & Tech: Access to warm leads and state of the art tools such as Salesforce, Gong, Forecasa, HubSpot, and our Retail Portal. Our technology is constantly evolving to help you close more deals.

What You’ll Do

• Lead Management: Build your own book of business through both outbound and inbound prospecting and networking.
• Customer Development: Responsible for educating prospects and clients about Lima One’s products and determining which will best fit their investment strategy, negotiating loan terms, collecting applications, and updating clients.
• Relationship Building: Maintain your book of business by nurturing client relationships. Once a lead is assigned to you at Lima, their business remains with you throughout your tenure.
• Pipeline Collaboration: Work alongside other loan originators, underwriters, and loan processors within Lima One Capital to ensure a top-notch customer service experience for our clients.
• Sales Experience: Minimum 2 years of experience with inside sales, focus on outbound calling
• Education: Bachelor’s degree or a minimum of three years of sales experience
• Technology: Proficient in Microsoft Office, experience with CRM platforms is a plus
• Competitive Mindset: Proved track record of achieving goals and thriving in a fast-paced environment
• Communication Skills: Ability to hold resourceful and significant conversations and conduct proactive follow-ups with potential and active borrowers

What We Offer

• Base salary that’s yours to keep and uncapped, producer friendly commission plans with additional bonus opportunities.
• Industry Leading Benefits:
• Medical, Dental and Vision Insurance
• Life Insurance, Short-Term Disability, and Long-Term Disability
• Hospitalization and Accidental Insurance
• Flexible Spending Accounts – Health and Dependent Care
• Health Savings Account
• Safe Harbor 401K with company match
• Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
• Pet Insurance
• Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays – that’s about a month of time to rest, relax, and recharge every year.
• Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.
• New Headquarters: Join us in our brand new, thoughtfully designed office in the heart of Downtown Greenville (parking is paid for!)

Why Lima One?

• Lima One Capital is the nation’s premier lender for real estate investors.
• We specialize in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects.
• We are inspired by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.
• We have a long history of success, having funded $10+ billion in loans and closing 30k loans since 2010.
• We are headquartered in downtown Greenville, South Carolina, and are recognized as one of South Carolina’s Best Places to Work and Top Workplaces.
• We are backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success.
• We are veteran-founded, and we approach every deal and decision with grit, determination, boldness, and integrity.
• We are recognized by the Inc.5000 as one of America’s fastest-growing companies.

Notice to Third Party Recruiters and Agencies

Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email employment@limaone.com (Subject: Agency Partner Request).