Loan Officer
Cornerstone Capital Bank · Fayetteville, NC · 2 wk ago
FinanceFull-time
About the role
We are looking for an experienced Licensed Loan Officer who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process.
Responsibilities
- Provide excellent customer service
- Manage client relationships and identify client service and sales needs
- Respond to customer inquiries and referrals that are generated from your contacts
- Conduct interviews with prospective borrowers in order to analyze financial and credit data
- Marketing, promoting, and selling Company’s loan products
- Negotiate rates and terms
- Define and manage customer loan process expectations
- Maintain product knowledge and stay up to date on changes to market conditions
- Comply with all applicable laws and regulations released to residential mortgage lending
Requirements
- Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
- Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
- Excellent communication skills required
- Strong organizational, problem-solving, and analytical skills required
Qualifications
- Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
- Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
- Excellent communication skills required
- Strong organizational, problem-solving, and analytical skills required
Skills
- Time management skills
- Organization
- Positive attitude
Benefits
Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.
Pay
Competitive salary
Schedule
Not specified
Benefits
Full benefits package
Pay
Performance-based bonus dependent upon position/department