Loan Officer

Essential Functions of the Role

• Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals.
• Maintain a pipeline of applications within federal and state regulations.
• Analyze mortgage applications and determine the programs best meeting the needs of the consumer.
• Gather required application data and provide initial documents and disclosures to the applicant.
• Communicate and educate the consumer on qualified programs including benefits and risks.
• Support communication through the loan process between operations staff and the borrower.
• Provide all applicable initial documents and disclosures to the loan processor.

Classification

Non-Exempt

Essential Knowledge/Skills/Abilities

• Strong communication skills
• Customer service oriented
• Prioritize and multi-task
• Knowledge of various loan products (FHA, VA, conventional, etc.)
• General knowledge of credit reports and debt-to-income ratios
• Adapt to market changes
• Knowledge of the mortgage loan process
• Prioritize and multi-task
• Proven ability to monitor and track multiple deadlines
• Experience in generating leads

Experience Requirements

• One to two years residential mortgage origination experience preferred.

Education / Licensing Requirements

• High school diploma or equivalent required.
• Some college preferred.
• Licensed in market area and registered nationally in NMLS.
• Professional certifications (CMB, CMC, CMPS) preferred.

Working Conditions

• Fast-paced environment
• Requires normal vision (corrected) both close and distant
• Requires normal hearing levels (corrected)
• Requires working at a desk to use a phone and computer for extended periods of time
• Requires sitting, bending
• Works effectively with frequent interruptions
• Lifting requirements of 10 lbs. occasionally
• Frequent travel >50%

Benefits

• Medical, dental, and vision insurance
• Short-term and long-term disability
• 401(k) and Roth 401(k) plans and Company match
• Company-provided life insurance
• 8 paid holidays
• AND MORE!