Loan Documentation Associate II

About the role

Manages more complex documentation for real estate, commercial, and agricultural loans. Works with relationship-based lending structures involving multiple pieces of collateral and various loan types. Applies knowledge of diverse regulations and documentation requirements, including real estate-specific rules and collateral layering.

Responsibilities

• Enters borrower and loan information in the loan documentation system for consumer, real estate, commercial, and agriculture loans.
• Ensures all required fields are completed accurately and the system generates correct documents in compliance with internal guidelines and regulatory standards.
• Conducts in-depth reviews of complex loan documents to confirm they are complete and accurate.
• Applies advanced knowledge of collateral structures and lending regulations to support accurate and compliant document generation.
• Transfers finalized loan data into the core accounting system for all loan types, carefully reviewing lender instructions to ensure consistency and prevent downstream errors.
• Independently troubleshoots and resolves moderately complex issues, collaborating with other departments to correct data issues and ensure compliance with lending instructions and regulatory standards.
• Independently reviews exception and reconciliation reports for the full loan portfolio.
• Collaborates with internal teams to correct data issues and ensure compliance with lending instructions and regulatory standards.
• Coordinates the end-to-end processing of promotional mailing programs.
• Validates eligible customers, ensures accurate loan setup or extension application based on customer responses, and follows outlined procedures to maintain consistency, compliance, and timely execution.
• Clocks weekly updates to rate index values in loan document preparation software to reflect changes in the lending base rate.
• Ensures new loan originations apply the correct rate by accurately updating system settings in alignment with rate adjustments.

Qualifications

• Applies solid understanding of numerical concepts.
• Analyzes discrepancies, identifies root causes, and implements solutions.
• Communicates clearly and professionally, both verbally and in writing, with internal teams, external vendors, and customers.
• Buils positive working relationships and contributes to a collaborative team environment.
• Effectively prioritizes and manages multiple responsibilities.
• Handles high volumes of data and transactions while maintaining accuracy.
• Exhibits a high level of accuracy and precision when reviewing or processing information.
• Proficiency in using standard office software with strong computer literacy is required.
• A high school diploma or equivalent is preferred.
• A basic understanding of banking concepts is preferred.

Skills

• Applies solid understanding of numerical concepts.
• Analyzes discrepancies, identifies root causes, and implements solutions.
• Communicates clearly and professionally, both verbally and in writing, with internal teams, external vendors, and customers.
• Buils positive working relationships and contributes to a collaborative team environment.
• Effectively prioritizes and manages multiple responsibilities.
• Handles high volumes of data and transactions while maintaining accuracy.
• Exhibits a high level of accuracy and precision when reviewing or processing information.
• Proficiency in using standard office software with strong computer literacy is required.

Benefits

• Full medical benefits when working 20+ hours per week
• Traditional and High-Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties