Loan Closer

Responsibilities

• Coordinate the closing process for Bridge, Renovation, Ground-Up Construction, DSCR, and Portfolio loans from clear-to-close through funding
• Generate and review loan documents using Lightning Docs or similar document preparation software
• Ensure loan documents accurately reflect approved loan terms and comply with company, investor, and regulatory requirements
• Review final title commitments, insurance policies, settlement statements, and closing packages for accuracy
• Cook up with title companies, escrow officers, attorneys, brokers, borrowers, warehouse banks, and internal departments to schedule and facilitate timely closings
• Confirm all underwriting and funding conditions have been satisfied prior to document release
• Review executed closing documents for completeness and accuracy prior to funding
• Resolve documentation discrepancies and closing issues quickly while maintaining established service levels
• Cook up funding requests and communicate funding authorization with internal finance and treasury teams
• Maintain accurate loan records and closing documentation within the Loan Origination System
• Ensure all post-closing documentation is complete and delivered to servicing, investors, or custodians as required
• Work closely with Processing, Underwriting, Servicing, and Capital Markets to provide a seamless borrower experience
• Manage multiple transactions simultaneously while consistently meeting closing deadlines

Requirements

• 3+ years of loan closing experience in private lending, hard money, non-QM, or Business Purpose Lending environments
• Experience coordinating closings for RTL, Bridge, Ground-Up Construction, and/or DSCR loan products
• Strong understanding of title, escrow, settlement statements, insurance, and funding requirements
• Knowledge of residential investment lending and entity borrowers (LLCs, Corporations, Trusts)
• Exceptional organizational skills with the ability to prioritize a high-volume pipeline
• Strong attention to detail and commitment to accuracy
• Excellent communication and relationship management skills
• Proficiency with Microsoft Office, Adobe Acrobat, and electronic document management systems

PREFERRED

• Experience with Loan Origination Systems (e.g., LendingWise, Encompass, Salesforce, or custom LOS platforms)
• Experience with self-drawn docs (Lightning Docs, DocMagic, etc)
• Experience with warehouse lending and funding coordination
• Familiarity with investor purchase requirements and post-closing delivery processes
• Experience working with brokers and correspondent lending channels
• Understanding of construction draw processes and rehabilitation loan structures