Loan Administrative Assistant

Qualifications

• Educational requirement: High school diploma or GED
• Experience requirement: Two years related experience and/or training; or a combination of education and experience. Knowledge of loan programs and the loan approval/denial process is preferred.

Essential Functions

• Aid in collecting financial statements and sending correspondence to customers requesting annual financial statements and/or tax returns for all aggregate relationships.
• Pre-closing review of consumer and commercial loan applications, ensuring completeness and reporting unusual findings to management.
• Review and input information from agricultural client financial statements and tax returns into a database.
• Maintain and file all agriculture/farm loan files, including purging documents according to the document retention schedule.
• Obtain FSA/USDA guarantees on applicable farm loans and process necessary paperwork.
• Retrieve loan documents using software systems as requested by collection representatives.
• Perform loan processing duties as required.
• Assist in scanning and/or indexing loan and deposit documents.
• Act as a customer contact in the absence of the Lender(s), preparing correspondence, answering the phone, and providing customer support.
• Perform teller responsibilities, including deposits, withdrawals, and payments, and reconcile night deposits.
• Assist Loan Officers in gathering loan package documents, such as financial statements, credit reports, and title searches.
• Copy required financial documentation as needed to complete loan files.
• If necessary, prepare documents, mortgages, and agreements for loan closings and close loans.
• Import and export loans to mainframe and utilize software applications to prepare loan documentation.
• Review completed loan packages for exceptions and recommend methods to clear them.
• Reconcile monthly and quarterly reports and assist Loan Officers with these tasks.
• Perfect liens on secured transactions as directed by the Loan Officer.
• Coordinate and initiate UCC searches, obtain flood certifications, pull credit reports, and obtain insurance information.
• Send out denial letters and complete credit denial forms as needed.

Knowledge/Skills/Abilities

• The ability to communicate effectively and clearly, both verbally and in writing.
• Excellent interpersonal skills.
• Strong knowledge of the business area being supported.
• Self-directed and motivated.
• The ability to manage multiple tasks.
• Excellent problem-solving skills, including the ability to define problems, collect data, establish facts, and draw valid conclusions.
• The ability to calculate figures relevant to accounting and lending processes.

Benefits

Sutton Bank is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity, disability, or protected veteran status.