Loan Admin Clerk

Responsibilities

• Prepares loan documents for closing of consumer, commercial, and real estate loan products to ensure full compliance and quality of loan documentation for funding.
• Resolves loan documentation issues with lending team collaborating on problem solving and process improvements efforts to maintain and continuously improve loan operations policy, procedure, and performance.
• Handles customer account transactions which may include verifying incoming cash, accurately dispersing cash, accepting various deposits and payments, and cashing checks.
• Aid in providing internal approvals for the implementation of all new loans and changes to existing loans.
• Act as liaison with all customers regarding loan administration.
• Manage communications between lending officers and customers to resolve all customer issues efficiently.
• Be proficient with the Bank’s Loan Originating System, the Bank’s Core Operating System, Excel, and Word.
• Aid Loan officers with Consumer, Real Estate, Agriculture, and Commercial Lending per their request.
• Prepare Loan documents for all lending functions.
• Knowable of all loan instruments, including Mortgages, UCC’s, Notes, Security Agreements, Hypothecation Agreements, Assignments and other related finance forms.
• Perform day-to-day loan maintenance.
• Maintain and organize loan documentation files.
• Analyze credit tracking reports.
• Perform credit checks and flood checks.
• Review all loan documents for accuracy and provide feedback to the loan officer as needed.
• Create loan comments and being able to articulate both written and oral communication internally and externally on behave of the loan officer.
• Work closely with internal and external customers to meet their needs.
• Articulate communication, both oral and written.
• Ability to break down complex problems and arrive at the right solution.
• Ability to architect and drive change by enlisting support of management.
• Excellent written and verbal communication skills.
• Obtain and maintain a working knowledge of regulatory requirements as they relate to safety and soundness, compliance and lending.
• Ability to prioritize workload.
• Aid co-workers as needed.

Requirements

• Educations and Experience: High School diploma or GED.
• Continuing Education to maintain job knowledge.
• Three to Five years of banking experience.
• Preferred: Three to Five years Administrative experience and/or customer service experience.
• Preferred: Proficiency in Microsoft Suites.