Liquidity Analyst - Treasury Management

About the Role

The Liquidity Analyst monitors, analyzes, and forecasts the organization’s liquidity position to ensure optimal cash management and compliance with internal policies and regulatory requirements. This role maintains treasury reporting, tracks key financial metrics, identifies drivers of trends and variances, and communicates findings to management. It supports strategic treasury initiatives, enhances liquidity risk management practices, and contributes to maintaining a strong financial position.

Responsibilities

• Monitor daily liquidity positions, cash balances, and funding requirements across accounts and business units
• Develop and maintain short- and long-term cash flow forecasts, identifying risks and opportunities
• Analyze liquidity metrics, trends, and variances; provide actionable insights to management
• Support liquidity stress testing and scenario analysis to assess potential impacts on funding
• Ensure compliance with internal liquidity frameworks, policies, and regulatory expectations
• Collaborate with internal departments (Accounting, FP&A, Digital Banking) to optimize cash usage and funding strategies
• Assist in managing bank relationships, credit facilities, deposit products, and funding instruments
• Prepare reports, dashboards, and presentations for treasury leadership and senior management
• Contribute to process improvements, automation, controls, and system enhancements within treasury operations
• Support audits, regulatory reviews, and documentation requirements related to liquidity and treasury activities

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 2–5 years of experience in treasury, liquidity management, or financial analysis
• Strong understanding of cash flow forecasting, liquidity risk, and general accounting principles
• Advanced Excel skills with proficiency in financial systems (e.g., treasury management systems, ERP platforms) and data analysis
• Analytical mindset with strong problem-solving skills, critical thinking, and attention to detail
• Excellent communication and project management abilities
• Ability to work independently in a fast-paced environment with deliverable deadlines
• Legally authorized to work in the United States on a permanent basis (no visa sponsorship available)

Preferred Qualifications

• Experience in banking or financial services industry
• Knowledge of banking products and regulatory expectations
• Experience with Asset Liability Management (ALM) and/or Interest Rate Risk (IRR) models
• Experience with Power BI, SQL, data analytics tools, or automation platforms

Employment at Credit One Bank is based on mutual consent (at-will), meaning either the employee or the Bank may terminate the employment relationship at any time, with or without cause and with or without notice.