Life Insurance Specialist - North Michigan
AAA-The Auto Club Group · Midland, MI · 5 days ago
On-siteBusiness Development$75k–$100k/yrFull-time
Job Description
$5,000 Sign-On Bonus Payment Terms: $2,500 paid after 30 days of employment, $2,500 paid after 90 days of employment.
How We Reward Our Employees
UNLIMITED Income Potential
Average Earnings $75,000 - $100,000 (base plus commissions)
Pay Structure
UNLIMITED LEADS, at no cost
Elevated tiered commissions for the first 12 months
Annual Base Pay $28,500 (non-exempt, eligible for overtime)
Benefits
- Medical, dental and vision benefits
- 401k Match
- Paid parental leave and adoption assistance
- Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
- Paid volunteer day annually
- Tuition assistance program, professional certification reimbursement program and other professional development opportunities
- AAA Membership Discounts, perks, and rewards and much more
Why Choose AAA The Auto Club Group
Lead generation of 14+ million members
Access to unlimited walk-in traffic and referrals
Online lead generation
Annual Sales Incentive Trip
What It's Like to Work for The Auto Club Group
- Serve our members by making their satisfaction our highest priority
- Lead in everything we do by offering best-in-class products, benefits and services
- ACG values our employees by seeking the best talent, rewarding high performance and holding ourselves accountable
Qualifications
- Ability to take and pass LUTC or CLU coursework
- Maintain Life and Health licenses required to sell products
- Valid State Life Sales licenses
- Valid State driver’s license
- High School diploma or equivalent
- Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
- Experience selling intangible products
- Successful Candidates Will Possess Strong working knowledge of Life Insurance and Annuity products and services
- Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience
- Effectively communicate complex information with prospective clients in a clear manner
- Prepare proposals and conduct closing interviews to sell Life and Annuity products
- Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
- Perform mathematical calculations to determine premiums and values of Life insurance and financial products
- Build and maintain strong relationships with customers
- Proactively prospect and develop new sales opportunities and meet production requirements
- Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities
- Assist Underwriting and Brokerage Departments in satisfying requirements
- Respond to customer inquiries and problems and ensure sound sales practices are used
- Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products
- Safely operate a motor vehicle to travel to various locations to attend meetings or community events
- Proficient writing skills to compose routine correspondence
- Work independently with minimal supervision
- Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
- Understand and can articulate to customers the tax and legal impacts the products have on Members
- Strong organization, planning, time management and administrative skills
- Represent Auto Club Life in a professional and positive manner