Life Insurance Specialist - North Carolina

About the role

The Auto Club Group (ACG) is seeking a Field Life Agent to join our team. This role involves generating leads, selling life insurance and annuity products, and maintaining strong relationships with customers.

Responsibilities

• Solicit and sell Life & Health insurance and Annuity products under minimal supervision
• Develop leads and prospects for new accounts through various marketing activities
• Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products
• Complete appropriate applications, forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices
• Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities
• Aid Underwriting and Brokerage Departments in satisfying requirements
• Respond to customer inquiries and problems and ensure sound sales practices are used
• Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products

Requirements

• Valid State Life Sales licenses
• Maintain Life and Health licenses required to sell products
• Valid State driver’s license
• Obtain and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

Qualifications

• High School diploma or equivalent
• Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
• Experience selling intangible products
• Successful candidates will possess strong working knowledge of Life Insurance and Annuity products and services
• Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience
• Effectively communicate complex information with prospective clients in a clear manner
• Prepare proposals and conduct closing interviews to sell Life and Annuity products
• Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
• Perform mathematical calculations to determine premiums and values of Life insurance and financial products
• Build and maintain strong relationships with customers
• Work collaboratively with all team members to attain business goals
• Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
• Understand and can articulate to customers the tax and legal impacts the products have on Members
• Strong organization, planning, time management and administrative skills
• Safely operate a motor vehicle to travel to various locations to attend meetings or community events
• Proficient writing skills to compose routine correspondence
• Work independently with minimal supervision
• Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email

Skills

• Strong working knowledge of Life Insurance and Annuity products and services
• Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience
• Effective communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
• Understanding and articulating the tax and legal impacts the products have on Members
• Strong organization, planning, time management and administrative skills
• Proficient writing skills to compose routine correspondence
• Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email

Benefits

• Unlimited income potential
• Average earnings range from $75,000 - $100,000 (base plus commissions)
• Annual Base Pay of $25,000 (non-exempt, eligible for overtime)
• Elevated tiered commissions for the first 12 months
• Comprehensive benefits packages including medical, dental, and vision benefits
• 401(k) match
• Paid parental leave and adoption assistance
• Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
• Paid volunteer day annually
• Tuition assistance program, professional certification reimbursement program and other professional development opportunities
• AAA Membership Discounts, perks, and rewards

Pay

Annual Base Pay of $25,000 (non-exempt, eligible for overtime)

Schedule

Works in a temperature-controlled office environment. Limited travel required for community events, with exposure to road hazards and temperature extremes.