Life & Annuity Advisor

About the role

Help clients protect their future while building a rewarding career. We are seeking a motivated and consultative Life & Annuity Advisor to join our growing team. In this role, you will work directly with seniors to develop personalized life insurance and retirement income strategies. Whether your expertise is in life insurance, annuities, retirement planning, or wealth preservation, you'll have the opportunity to make a meaningful impact while growing your book of business. Unlike many organizations, we provide qualified leads, allowing you to spend more time helping clients and less time prospecting. We offer both W-2 employee and 1099 independent contractor opportunities, providing flexibility to align with your career goals and preferred compensation structure.

Responsibilities

• Meet with prospective and existing clients to assess financial protection and retirement income needs.
• Educate clients on life insurance and annuity solutions, helping them make informed decisions.
• Design customized strategies for:
  • Family protection
  • Wealth preservation
  • Retirement income planning
  • Legacy and estate planning goals
• Conduct policy and retirement reviews with existing clients.
• Build and maintain strong client relationships through exceptional service.
• Collaborate with internal teams and strategic partners to support client needs.
• Maintain compliance with all carrier, state, and federal regulations.
• Document client interactions and recommendations in CRM systems.

Products you'll work with

• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance
• Indexed Universal Life Insurance (IUL)
• Final Expense Insurance
• Fixed Annuities
• Fixed Indexed Annuities (FIA)
• Multi-Year Guaranteed Annuities (MYGA)
• Immediate and Deferred Income Annuities

Required qualifications

• Active Life & Health Insurance License.
• Strong communication and relationship-building skills.
• Ability to effectively explain financial concepts and solutions.
• Self-motivated with a client-first mindset.
• High level of professionalism and ethical conduct.

Preferred qualifications

• Experience in life insurance, annuity sales, retirement planning, Medicare, or financial services.
• Existing client relationships or referral network.
• Series 6, 63, 65, or 7 licenses.
• CFP®, CLU®, ChFC®, or other industry designations.

Benefits

Qualified leads provided: We invest in our advisors by providing qualified opportunities to help you grow your business faster and focus on serving clients.

Flexible career paths:

• W-2 Employee Opportunities: Base hourly rate plus incentives; benefits eligibility; marketing and operational support.
• 1099 Independent Contractor Opportunities: Competitive commission structure; flexible schedule; entrepreneurial growth potential; access to carrier and marketing resources.

Additional benefits:

• Ongoing training and professional development
• Carrier and product education
• CRM and technology tools
• Marketing support
• Advancement opportunities
• Collaborative and growth-focused culture

Ideal candidate

The ideal candidate is passionate about helping clients achieve financial confidence in retirement, thrives in a consultative sales environment, and values building long-term relationships based on trust and integrity.