Life, Accident, and Heath Insurance Producer

About the role

BayCoast Insurance LLC is seeking a Life, Accident, and Health Insurance Producer to join one of the most recognized and trusted local organizations in Southcoast MA and RI.

Responsibilities

• Identify and develop new business opportunities within our community and through existing BayCoast client relationships, professional networks, and referral partners.
• Meet with individuals and business owners to assess financial protection needs and recommend customized life, accident, disability, and health insurance solutions.
• Present consultative proposals and clearly explain benefits, coverage options, and long-term value to clients.
• Partner with BayCoast’s marketing and service teams to coordinate enrollment, underwriting, and policy servicing for clients.
• Maintain long-term relationships through proactive communication, periodic coverage reviews, and continuous support that drives client loyalty and referrals.
• Accurately track all activity and maintain detailed records of client interactions within CRM.
• Consistently achieve sales and production goals established by the organization.

Qualifications

• Active MA or RI Life, Accident, and Health Producer license, or ability to obtain one promptly.
• Prior experience in life, accident, and/or health insurance sales or a related financial services role (preferred).
• Strong interpersonal and communication skills with a client-focused, empathetic approach.
• Ability to explain complex insurance products in simple, relatable terms.
• Self-motivated, goal-oriented, and comfortable working independently or collaboratively.
• Commitment to professional development and continuous learning.
• Bilingual: Spanish/Portuguese a plus.

Benefits

Competitive compensation plan that includes a salary, generous first-year commissions, and exceptional long-term earning potential through renewal commissions. Comprehensive benefits package includes health insurance, 401(k) with company match, and a fully funded pension plan.