Level IV Underwriter

Responsibilities

• Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.
• Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc.
• Review and analyze income from both personal and corporate tax returns.
• Communicate decision on loans to appropriate parties both verbally and in writing.
• Analyze loan packages for any sign of fraudulent documentation or information.
• Work with Loan Originators to restructure questionable loans into a salable package.
• Remain informed of all government regulations, requirements and laws for both branch and broker submissions.
• Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan.
• Review and clear all underwriting conditions prior to closing.