Lead Internal Auditor - BSA/AML Focus

About the Role

The Internal Auditor job family performs risk-based internal audit work to evaluate financial, operational, and compliance processes; assess risks; test internal controls; and communicate results that support effective risk management and sound governance. Team members partner with business units to understand processes, identify control strengths and gaps, document audit work, and contribute to practical recommendations that improve processes and mitigate risk. Across the job family, scope, complexity, independence, and leadership responsibilities increase by level, with more senior roles taking on broader audit planning, oversight of complex engagements, mentoring, and support for departmental initiatives, including the bank's FDICIA program.

This Lead Internal Auditor role will primarily support audits related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), financial crimes compliance, and associated risk management and regulatory programs.

Key Responsibilities

• Form relationships, build trust, and partner with audit clients and audit team members
• Collaborate with audit clients and audit team members to share knowledge
• Employ thought leadership via a growth mindset approach
• Be inquisitive and curious to gain knowledge of the business function, processes, and systems
• Seek out industry trends and information to proactively identify emerging enterprise risks
• Stay apprised of company strategy and changes throughout the organization
• Respectfully and thoughtfully challenge and fearlessly ask why
• Understand and apply risk assessment methodology and risk management techniques
• Identify and analyze business processes, key risks, and critical controls
• Prepare or update planning and risk assessment documentation
• Develop and update risk-based audit programs
• Conduct process walk-throughs and review or develop process documentation
• Evaluate control design adequacy in meeting established objectives
• Perform, or supervise audit team members in, the testing of control effectiveness
• Use appropriate sampling and control testing techniques
• Identify and assess the relevancy of possible observations, including root cause analysis
• Document work performed to support audit scope and conclusions
• Collaborate with audit clients to identify process improvements and solutions for risk mitigation
• Draft clear, concise, and actionable audit reports; professionally communicate audit results, verbally and in writing
• Conduct work in accordance with the Standards
• Perform follow up, including an appropriate level of validation testing, on the state of outstanding audit observations
• Conduct FDICIA internal control testing and assists with program documentation and reporting

Qualifications

• Bachelor's degree in accounting, finance, business, or a related field, or an equivalent combination of education and experience
• Typically, 8 to 10 years of internal audit, external audit, risk, compliance, or related experience
• Advanced knowledge of audit standards, audit methodology, risk management techniques, and internal control frameworks
• Able to independently lead audits of moderate to high complexity, supervise testing, and manage multiple priorities and timelines
• BSA/AML compliance experience
• Financial crimes investigations, monitoring, sanctions, OFAC, KYC/CDD
• Regulatory examination support
• CRCM, CAMS, or related certifications
• Strong judgment and business acumen with the ability to identify emerging risks, challenge assumptions, and recommend practical solutions
• Strong report writing, communication, and client relationship skills, including the ability to present results clearly and persuasively
• Demonstrated banking or financial services experience with knowledge of regulatory expectations and control environments
• Professional certification such as CIA, CPA, CRCM, or equivalent preferred
• Relies heavily on data and observations to identify opportunities for improvement
• Be accountable and responsible for projects, timelines, and quality of work
• Self-directed and able to produce in a remote environment
• Be proficient with Microsoft Suite of products

Travel Requirement

This position requires some travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.

This response is AI-generated, for reference only.