Lead Cybersecurity Analyst - Payment Fraud Strategy

About the role

As a Lead Cybersecurity Analyst, Payment Fraud Strategy, you will help shape Target’s enterprise approach to payment fraud risk. This role owns the strategic direction for the Payment Fraud Strategy Area, helping Target maintain a future ready payment fraud defense that enables omni channel growth, protects guest trust, and supports smart fraud investment decisions.

Responsibilities

• Own and evolve the Payment Fraud Strategy Area, including the vision, strategic priorities, roadmap, OKRs, operating rhythms, and executive level narrative
• Partner with execution owning teams to ensure fraud work across Target.com, stores, Circle Card, and emerging payment experiences is aligned to the enterprise fraud strategy and measurable business outcomes
• Translate fraud trends, business priorities, guest experience considerations, and risk signals into clear strategic direction for partners and leaders
• Create visibility into progress against payment fraud outcomes, including fraud dollars as a percentage of sales, fraud prevented, manual review effectiveness, model performance, and false positive reduction
• Identify strategic gaps, risks, dependencies, duplicative efforts, and investment needs across the payment fraud ecosystem
• Align cross functional partners across Cybersecurity, Payment Operations, Product, Technology, Data Science, Finance, Stores, Digital, Legal, Compliance, and vendor teams
• Shape roadmap priorities and modernization decisions by connecting fraud trends, business outcomes, partner work, and investment needs into a clear strategic direction
• Support executive communication by clearly articulating strategy, progress, tradeoffs, risks, and recommendations
• Ensure payment fraud strategy supports secure business growth, low friction guest experiences, profitable sales, and protection of guest trust
• Maintain a forward looking view of emerging payment fraud risks, including account takeover, synthetic identity, real time payments and refunds, cross channel fraud, scams, agentic commerce, and new payment experiences
• Partner with owning teams on fraud capability evaluations, proof of concept learnings, data opportunities, and modernization themes to ensure they ladder back to enterprise strategy
• Build trusted relationships with business partners while challenging assumptions and escalating risk when needed

Requirements

• A 4 year degree or equivalent experience
• 7 plus years of experience in cybersecurity, fraud strategy, payment fraud, financial crimes, risk management, product risk, or a related field
• Demonstrated understanding of fraud threats, payment ecosystems, chargebacks, digital fraud, identity fraud, account takeover, scams, card fraud, or cross channel fraud patterns
• Experience developing strategy, aligning and influencing partners/roadmaps and connecting enterprise work to measurable outcomes
• Experience analyzing fraud trends, performance metrics, control effectiveness, and operational outcomes to influence decisions
• Experience partnering with cross functional teams such as Cybersecurity, AI, Data Sciences, Product, Tech, Finance, Operations, Legal, Compliance, or external vendors
• Strong communication, storytelling, written, verbal and presentation skills
• Ability to lead down, across, and up to persuade, negotiate and drive desired outcomes
• Strong problem solving skills, sound judgment and ability to navigate ambiguity
• Ability to build trust with business partners while challenging assumptions and escalating risk when needed

Qualifications

• None specified

Skills

• Strong communication, storytelling, written, verbal and presentation skills
• Ability to lead down, across, and up to persuade, negotiate and drive desired outcomes
• Strong problem solving skills, sound judgment and ability to navigate ambiguity
• Ability to build trust with business partners while challenging assumptions and escalating risk when needed

Benefits

• Comprehensive health benefits and programs, including medical, vision, dental, life insurance, and more
• 401(k)
• Employee discount
• Short term disability
• Long term disability
• Paid sick leave
• Paid national holidays
• Paid vacation

Pay

The pay range is $115,000.00 - $206,000.00 Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications.

Schedule

This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target’s needs. A Hybrid/Flex for Your Day work arrangement means the team member’s core role will need to be performed both onsite at the Target HQ MN location the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target.