KYC Analyst
About the role
As a KYC Analyst you’d be joining the team working behind the scenes to protect Melio from bad actors; managing the risks that might have adverse impacts on our product, financials and our ability to meet client needs. This includes the onboarding, periodic reviews and enhanced due diligence of existing and potential Melio users. You’ll also be evaluating the verticals we work with to understand their unique profiles and exposures.
Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.
Responsibilities
- Help safeguard Melio's financial integrity, conducting daily reviews and follow-ups to keep us compliant with regulatory KYC requirements
- Dig into the details by performing both basic and enhanced due diligence screenings on new and existing Melio customers, building a clearer picture of who we're working with
- Connect the dots across customer data, documentation, and negative news to assess risk profiles in line with internal and external KYC regulations
- Own the paper trail, documenting and maintaining all due diligence evidence, RFIs, and internal communications to ensure full visibility at all times
- Spot the signals that matter, escalating accounts where actual activity doesn't match expectations, and flagging broader issues to management with clear context and sound judgment