J.P. Morgan Wealth Management - Vice President, Wealth Management Credit Decisioning Unit

About the role

Help build a new, high-impact Credit Decisioning Unit that will shape how JPMorganChase takes systematic risk across wealth credit products using industry-leading market, credit, and analytics capabilities. You will apply deep capital markets expertise, quantitative thinking, and strong partnership skills while gaining meaningful career growth and mobility across a broad stakeholder ecosystem and product suite.

As a Credit Decisioning Vice President in the JPMorgan Wealth Management Credit Decisioning Unit (CDU), you will help build a new first line function formed as part of a Consumer & Community Bank (CCB) wide initiative to manage systematic risk-taking across the full suite of bank and broker-dealer credit products. This individual contributor role will manage lending portfolios comprised of securities-based lending, margin trading, and other credit exposures originated through Self-Directed Investing (SDI), Chase Wealth Management (CWM), and JPMorgan Advisors (JPMA) channels.

Responsibilities

• Manage risk-taking through the Marginal Decisioning Framework (MDF) across CDU lending portfolios
• Maintain the margin adequacy framework and drive margin factor changes as market and portfolio dynamics evolve
• Coordinate market coverage and market-driven actions with first line of defense (1LOD) and second line of defense (2LOD) partner functions
• Interpret evolving market and portfolio dynamics into actionable risk-reducing portfolio actions
• Design new models and quantitative frameworks and extend existing metrics with appropriate governance
• Ensure analytics quality and credibility of quantitative frameworks
• Partner with front line teams and Independent Risk to structure innovative credit solutions and advise partners on complex portfolio queries
• Publish market-facing commentary and research
• Produce policies, procedures, and model documentation aligned with documentation guidelines
• Manage governance, escalations, forum materials, and report production for CDU and related committees

Requirements

• Undergraduate degree
• 7+ years in an analytical, technical, trading, or research-oriented role in capital markets
• Broad financial product knowledge
• Practical knowledge of Python and associated data analytics packages in a professional environment
• Practical knowledge of Tableau or other business intelligence and data visualization tools
• Proficiency in Microsoft Office including Excel, PowerPoint, and Word
• Excellent communication and interpersonal skills with ability to translate technical capital markets concepts to non-technical audiences
• Demonstrated ability to manage and influence senior executive stakeholders and diverse partner teams
• Strong sense of ownership and collaborative team orientation
• Comfort working at the fast pace of markets and adapting to changing priorities

Preferred Qualifications

• Academic concentration in a technical discipline
• Graduate degree or professional designation
• Academic background or professional experience in financial mathematics, financial engineering, quantitative risk methodologies, or data science
• Professional experience in credit risk management, market risk management, derivatives, or hedging strategies
• Professional experience in a credit portfolio management function or lending business
• Experience with JPMorganChase proprietary risk methodologies, models, and frameworks
• Experience building or scaling new processes and frameworks during a foundational build-out phase

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching

Additional details about total compensation and benefits will be provided during the hiring process.