J.P. Morgan Wealth Management - Executive Director, Credit Decisioning Unit

About the role

Be at the center of a Line of Business wide Initiative to build a new Credit Decisioning Unit that helps manage risk and reward across bank and broker-dealer credit products. You'll help define innovative decisioning frameworks and mature them into scalable, well-governed processes.

Responsibilities

• Manage risk-taking across lending portfolios using the Marginal Decisioning Framework (MDF)
• Lead the margin adequacy framework, coordinating market coverage and market-driven actions with 1LOD and 2LOD partners
• Design and/or extend quantitative models, frameworks, and metrics, including governance where needed
• Maintain analytics quality to ensure credibility and robustness of decisioning frameworks
• Partner with front line teams and 2LOD to structure and support innovative and non-standard asset lending solutions
• Support front line teams with complex queries, learning forums, and client discussions; publish market-facing commentary and research as needed
• Produce compliant policies, model documentation, procedures, and reporting; manage governance, escalations, and presentations to relevant forums

Requirements

• Undergraduate degree
• 12+ years in an analytical, technical, trading, or research-oriented role in capital markets
• Broad financial product knowledge
• Practical Python experience and familiarity with data analytics packages in a professional environment
• Practical experience with Tableau or other BI/data visualization tools and Microsoft Office (Excel, PowerPoint, Word)
• Strong communication and interpersonal skills, including explaining technical capital markets concepts to non-technical audiences
• Team-oriented mindset with a strong sense of ownership

Preferred Qualifications, Capabilities, And Skills

• Academic concentration in a technical discipline
• Graduate degree and/or professional designations
• Background in (or experience with) financial mathematics, financial engineering, quantitative risk methodologies, and/or data science
• Experience in credit risk/market risk, derivatives/hedging strategies, credit portfolio management or lending businesses, and/or JPMorgan proprietary risk methodologies/models/frameworks