Investment Credit Analyst

About the role

CCR is looking for an analyst to manage an assigned portfolio of counterparty exposures and related credit responsibilities. The successful candidate will be able to understand and articulate the risks to Schwab based on the credit profile of a particular counterparty and perform fundamental credit analyses on selected issuers and affiliates for Schwab’s investment portfolio.

Responsibilities

• Analyze and communicate multiple facets of corporate credit quality, including business overview, financial health, peer comparisons, and industry outlooks
• Articulate and support independent credit assessments through both written reports and presentations
• Coordinate and communicate effectively with other Schwab groups, including the ability to question and challenge information when needed
• Assign and monitor internal ratings for all counterparties within your coverage
• Demonstrate progress in becoming a reliable expert in your assigned sectors over time
• Monitor macroeconomic and geopolitical environments for any potential impact on our business
• Assist the broader Corporate Credit Research Team in areas such as regulatory engagements and reporting

Requirements

• Bachelor’s degree required. Progress towards CFA and/or MBA preferred
• 1-3 years of relevant credit experience, preferably with exposure to corporate bonds, broker-dealer analysis, and vendor reviews
• Strong accounting knowledge, familiarity with financial statements, and financial analysis skills
• Passion for business and financial markets
• A sound and high-level understanding of global macroeconomic factors and current events
• Well-developed organizational and interpersonal skills
• Excellent communications skills, both oral and written, to interact with outside analysts, business partners, and senior management at Schwab
• Demonstrated ability to use good judgment and to work independently

Qualifications

• Strong analytical and problem-solving skills
• Ability to work independently and as part of a team
• Experience with financial modeling and data analysis tools
• Knowledge of credit rating agencies and methodologies
• Understanding of financial regulations and compliance requirements

Skills

• Strong communication and presentation skills
• Proficiency in Microsoft Office Suite
• Ability to manage multiple tasks and priorities
• Attention to detail and accuracy in work

Benefits

At Schwab, we offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance

Pay

Commensurate with experience

Schedule

Hybrid Work and Flexibility