Internal Auditor & Credit Reviewer

About the Role

As an Internal Auditor & Credit Reviewer, you will play a key role in supporting the Association's risk management, governance, and compliance efforts. You'll conduct independent audits and credit reviews to evaluate internal controls, operational effectiveness, regulatory compliance, and credit quality. Working across departments, you'll provide valuable insights and recommendations that help the Association maintain strong financial performance and operational integrity.

What You'll Do

• Perform risk-based audits to assess internal controls, operational effectiveness, and compliance with policies and regulations.
• Independently evaluate loan portfolios, underwriting practices, credit administration processes, and risk-rating accuracy.
• Identify potential risks, control weaknesses, and opportunities for process improvement.
• Prepare clear and actionable audit and credit review workpapers that support audit recommendations and final management reports.
• Evaluate adherence to Farm Credit Administration regulations, Association policies/procedures, and industry standards.
• Help track corrective actions and validate the implementation of management responses.
• Promote best practices and support a culture of accountability, transparency, and operational excellence.

What You Bring

• Education: Bachelor's degree in Accounting, Finance, Business Administration, Agricultural Business, or a related field (or equivalent experience).
• Experience: Experience in internal auditing, credit review, lending, risk management, accounting, compliance, or a related financial services field.
• Technical Strengths & Skills:
  • Strong understanding of internal controls, auditing methodologies, and risk assessment principles.
  • Knowledge of lending operations, credit analysis, loan documentation, and credit risk management.
  • Familiarity with financial institution regulations and compliance requirements.
  • Excellent analytical and problem-solving abilities.
  • Strong written and verbal communication skills with the ability to communicate findings effectively.
  • Ability to manage multiple priorities and work independently while collaborating with cross-functional teams.
  • Proficiency in reviewing financial statements, credit files, and operational processes.

Pay & Benefits

• Competitive Salary: $60,000 – $85,000 based on experience and qualifications, with outstanding incentive opportunities linked to Association performance.
• Comprehensive Benefits: A highly competitive benefits package designed to support your health, financial well-being, and work-life balance.
• Growth Opportunities: Opportunity to help shape the Association's risk management and internal review processes.
• Flexible Work Environment: Hybrid work environment and flexible work schedule options available at FCS Financial branch locations throughout Missouri.
• Collaborative Culture: Work closely with leadership, lending, risk, compliance, and operational teams across the Association.

Schedule & Location

• Position is classified as Exempt under the Fair Labor Standards Act.
• Candidates must reside in Missouri to be considered.
• Preferred office location is Jefferson City, MO.
• All FCS Financial Branch Locations with available workspace will be considered.
• Hybrid work environment and flexible work schedule will be considered.