Intern-Asset Management

Company Overview

Bank OZK, founded on a legacy of more than 120 years in banking, is nationally recognized as an industry leader in financial services. It combines exceptional service with innovative technologies to deliver smart solutions to clients across the country, invests in small businesses, fuels local economies, and contributes to skylines in major U.S. cities.

Benefits

• Generous paid time off (PTO)
• 401(k) matching
• Health, dental, and vision insurance (including pet coverage)
• Special perks and discounts

Job Purpose & Scope

Assist the bank’s asset management team in managing and overseeing a portfolio of commercial real‑estate loans that span a broad range of property types, sponsors, deal structures, and markets.

Essential Job Functions

• Review newly approved lending facilities, analyzing property operations, historical and projected revenues, operating, leasing, and capital expenditures to assess economic viability.
• Evaluate monthly loan draws for budget compliance, assess construction risk, and order/review title updates.
• Review and interpret loan pay‑offs and releases of collateral.
• Examine lease agreements (including estoppels and SNDAs), sales contracts, and other legal documents related to the loan portfolio.
• Analyze borrower/guarantor financial condition and covenant compliance, including tax returns and financial statements.

Knowledge, Skills & Abilities

• Knowledge of all real‑estate asset classes and tiers/risk profiles of the capital stack.
• Understanding of financial concepts for analyzing complex data, market information, and economic conditions.
• Familiarity with real‑estate debt markets and principal ownership positions.
• Problem‑solving and critical‑thinking abilities.
• Effective written and oral communication of transaction strengths, weaknesses, and issues.
• Ability to multi‑task, work under pressure, and meet exacting deadlines with low‑to‑moderate supervision.
• Skill in Excel‑based financial modeling.

Basic Qualifications

• Enrollment in a bachelor’s degree program concentrating in finance, accounting, economics, or business.
• Completion of at least three (3) years of undergraduate studies.
• Coursework in commercial real estate preferred.

Job Expectations

Operate customary equipment and technology used in a business environment, with or without accommodation. This description is not exhaustive; additional duties, skills, and standards may be added, and management reserves the right to modify requirements at any time.