Insurance Pricing Analyst

About the role

Shape the pricing strategy for our largest commercial fleets and drive our US expansion. $100M+ funded. Global footprint. AI-powered. Human-driven. INSHUR is the embedded insurance powerhouse for the on‑demand world, partnering with giants like Uber and Amazon to provide fair, data‑backed coverage for the modern workforce. We’re 200 people strong across the UK, US, and Netherlands, using AI as a multiplier to stay ahead of the curve. As a Pricing Analyst Contractor (~3‑month contract, part‑time ~20 hours/week), you will own the bespoke risk assessment and experience rating for our largest commercial auto accounts in the US market, working closely with the Pricing and Underwriting teams to price complex risks accurately and competitively as we expand into new states. Remote work is available from anywhere in the US or the UK.

Responsibilities

• Deliver bespoke experience rating and pricing for high‑value commercial auto submissions (typically $500k+ in premium).
• Partner directly with underwriters to evaluate unique risk characteristics and ensure they are accurately reflected in the final price.
• Take ownership of the large account pricing template, refining its capabilities and improving the underlying assumptions based on deep‑dive analysis.
• Leverage internal data and industry benchmarks to conduct thorough loss trend analyses that inform strategic direction.
• Independently manage, clean, and extract value from imperfect data sets, turning raw information into actionable pricing models.

Requirements

• Hands‑on experience conducting bespoke risk assessments and experience rating for large commercial accounts (commercial auto or general liability preferred).
• Comfortable working independently with imperfect data—cleaning, prepping, and finding the signal in the noise.
• Track record of partnering effectively with underwriters to translate risk into numbers.
• Ability to build, modify, and improve complex pricing templates (Advanced Excel).

Skills

• Advanced Excel (required)
• SQL (nice to have)

Schedule

~3‑month contract, part‑time (~20 hours per week), remote work available from anywhere in the US or the UK.