Indirect Junior Underwriter – Fort Worth, TX
EECU · Fort Worth, TX · 3 wk ago
SalesOther
We need to output HTML fragment with headings for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title as heading. Must not include Job ID etc. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions. Must preserve all substantive info.
Let's parse the posting.
Text:
**Come join our ever-growing Indirect Auto Lending Program, as a Junior Underwriter, offering on the job training!** **The Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast paced, everchanging, highly rewarding position in our largest volume department within EECU.** Indirect Junior Underwriter is responsible for making a thorough loan decision in a fast-paced environment. Responsible for underwriting all auto loans that originate at an indirect dealership. Once training has been completed, these will be the key responsibilities for the Indirect Junior Underwriter. Must possess the ability to understand and implement the lending guidelines to maintain an acceptable credit risk. Loans submitted through indirect must comply with EECU's lending criteria and SOP's, as well as State requirements; therefore, Jr. Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU's internal policies. The Indirect Jr. Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. Will work directly with the dealer on any contracts issues that fall outside of original approval. Position requires diplomacy and tact in working directly with dealers. The ideal candidate must have the following skills and qualifications: Strong Customer Service background Great attention to detail Excellent Communicator Ability to Negotiate Results Driven Team Player Dependability and Punctuality is a must Multi-tasking at a high level Ability to overcome adversity Relationship building; able to connect with a highly diversified dealership audience Strong systems knowledge and proficient in Excel for reporting High school degree or equivalent is required with a college degree or business-related education preferred **M**** ust be available: Monday- Friday between hours 8am-9pm rotating schedule, Saturdays 9am-8pm.** EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. Position is Hybrid once training is successfully completed, with 3 days in office per week. Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. For more than 92 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $4.5 billion in assets and serves over 315,000 members through 22 financial centers across North Texas. In the true spirit of the credit union philosophy “people helping people” EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram's readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being. EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability. For more information on our organization and benefits please visit EECU Careers at www.eecu.org/careers. Monday-Friday hours between 8am-9pm, Saturday hours between 9am-8pm
We need to remove boilerplate: EEO statements, legal, etc. Also remove duplicated lines (like schedule repeated). Also remove application instructions (like "For more information... visit EECU Careers").
We need to keep substantive info: description of role, responsibilities, requirements, qualifications, skills, schedule, hybrid info, compliance training, company overview maybe? The instruction says include sections only when posting has real specific content. We can have sections: About the role (maybe description), Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to see if any of those have content.
- About the role: we have introductory paragraphs describing the role, fast paced, etc. Could be considered About the role.
- Responsibilities: list of duties: making thorough loan decision, underwriting all auto loans from indirect dealership, understanding lending guidelines, responding to dealers timely, requesting contacts submitted, working with dealer on contract issues outside approval, diplomacy/tact, compliance with regulations, attending BSA training.
- Requirements: maybe high school degree or equivalent required, college degree or business-related education preferred, good credit history, availability schedule, hybrid 3 days in office.
- Qualifications: maybe similar to requirements? Might overlap. Could combine.
- Skills: list: Strong Customer Service background, Great attention to detail, Excellent Communicator, Ability to Negotiate, Results Driven, Team Player, Dependability and Punctuality, Multi-tasking at a high level, Ability to overcome adversity, Relationship building, Strong systems knowledge, proficient in Excel for reporting.
- Benefits: Not explicitly mentioned besides maybe hybrid, training, etc. There's no explicit benefits like health insurance, retirement, etc. So we should not create Benefits section unless posting actually states them. It does not. So skip Benefits.
- Pay: Not mentioned. Skip.
- Schedule: Mentioned: Monday-Friday 8am-9pm rotating schedule, Saturdays 9am-8pm. Also hybrid 3 days in office per week after training. So we can include Schedule section.
We need to avoid duplicated lines: schedule appears twice; we can include once.
We must not include placeholder text like "commensurate with experience". Not present.
We must not repeat job title as heading. So we won't have a heading for Junior Underwriter.
We need to output only HTML fragment, no /, no markdown fences.
We'll produce something like:
for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title as heading. Must not include Job ID etc. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions. Must preserve all substantive info.
Let's parse the posting.
Text:
**Come join our ever-growing Indirect Auto Lending Program, as a Junior Underwriter, offering on the job training!** **The Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast paced, everchanging, highly rewarding position in our largest volume department within EECU.** Indirect Junior Underwriter is responsible for making a thorough loan decision in a fast-paced environment. Responsible for underwriting all auto loans that originate at an indirect dealership. Once training has been completed, these will be the key responsibilities for the Indirect Junior Underwriter. Must possess the ability to understand and implement the lending guidelines to maintain an acceptable credit risk. Loans submitted through indirect must comply with EECU's lending criteria and SOP's, as well as State requirements; therefore, Jr. Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU's internal policies. The Indirect Jr. Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. Will work directly with the dealer on any contracts issues that fall outside of original approval. Position requires diplomacy and tact in working directly with dealers. The ideal candidate must have the following skills and qualifications: Strong Customer Service background Great attention to detail Excellent Communicator Ability to Negotiate Results Driven Team Player Dependability and Punctuality is a must Multi-tasking at a high level Ability to overcome adversity Relationship building; able to connect with a highly diversified dealership audience Strong systems knowledge and proficient in Excel for reporting High school degree or equivalent is required with a college degree or business-related education preferred **M**** ust be available: Monday- Friday between hours 8am-9pm rotating schedule, Saturdays 9am-8pm.** EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. Position is Hybrid once training is successfully completed, with 3 days in office per week. Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. For more than 92 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $4.5 billion in assets and serves over 315,000 members through 22 financial centers across North Texas. In the true spirit of the credit union philosophy “people helping people” EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram's readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being. EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability. For more information on our organization and benefits please visit EECU Careers at www.eecu.org/careers. Monday-Friday hours between 8am-9pm, Saturday hours between 9am-8pm
We need to remove boilerplate: EEO statements, legal, etc. Also remove duplicated lines (like schedule repeated). Also remove application instructions (like "For more information... visit EECU Careers").
We need to keep substantive info: description of role, responsibilities, requirements, qualifications, skills, schedule, hybrid info, compliance training, company overview maybe? The instruction says include sections only when posting has real specific content. We can have sections: About the role (maybe description), Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to see if any of those have content.
- About the role: we have introductory paragraphs describing the role, fast paced, etc. Could be considered About the role.
- Responsibilities: list of duties: making thorough loan decision, underwriting all auto loans from indirect dealership, understanding lending guidelines, responding to dealers timely, requesting contacts submitted, working with dealer on contract issues outside approval, diplomacy/tact, compliance with regulations, attending BSA training.
- Requirements: maybe high school degree or equivalent required, college degree or business-related education preferred, good credit history, availability schedule, hybrid 3 days in office.
- Qualifications: maybe similar to requirements? Might overlap. Could combine.
- Skills: list: Strong Customer Service background, Great attention to detail, Excellent Communicator, Ability to Negotiate, Results Driven, Team Player, Dependability and Punctuality, Multi-tasking at a high level, Ability to overcome adversity, Relationship building, Strong systems knowledge, proficient in Excel for reporting.
- Benefits: Not explicitly mentioned besides maybe hybrid, training, etc. There's no explicit benefits like health insurance, retirement, etc. So we should not create Benefits section unless posting actually states them. It does not. So skip Benefits.
- Pay: Not mentioned. Skip.
- Schedule: Mentioned: Monday-Friday 8am-9pm rotating schedule, Saturdays 9am-8pm. Also hybrid 3 days in office per week after training. So we can include Schedule section.
We need to avoid duplicated lines: schedule appears twice; we can include once.
We must not include placeholder text like "commensurate with experience". Not present.
We must not repeat job title as heading. So we won't have a heading for Junior Underwriter.
We need to output only HTML fragment, no /, no markdown fences.
We'll produce something like:
About the role
...
Responsibilities
- ... ...
Requirements
- ... ...
Skills
- ... ...
Schedule
...
Potentially also a section for "Company Overview" but not in list; we could put under About the role. We must not include headings for sections without content. So we will not include Benefits, Pay. We need to preserve all substantive information. Let's extract details. About the role: The posting starts: "Come join our ever-growing Indirect Auto Lending Program, as a Junior Underwriter, offering on the job training! The Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast paced, everchanging, highly rewarding position in our largest volume department within EECU." Also later: "Position is Hybrid once training is successfully completed, with 3 days in office per week." Could be part of About the role or Requirements. We'll include in About. Responsibilities: list: - Making a thorough loan decision in a fast-paced environment. - Underwriting all auto loans that originate at an indirect dealership. - Understanding and implementing lending guidelines to maintain acceptable credit risk. - Ensuring loans submitted through indirect comply with EECU's lending criteria and SOP's, as well as State requirements. - Maintaining working knowledge of all State and Federal guidelines, as well as EECU's internal policies. - Responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. - Working directly with the dealer on any contract issues that fall outside of original approval. - Requiring diplomacy and tact in working directly with dealers. - Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. - Required to attend initial and ongoing annual Bank Secrecy Act training. We could combine some. Requirements: maybe: - High school degree or equivalent required; college degree or business-related education preferred. - Must have good credit history (only applicants with good credit history considered). - Must be available: Monday-Friday 8am-9pm rotating schedule, Saturdays 9am-8pm. - Position is Hybrid once training completed, with 3 days in office per week. But schedule also goes to Schedule section. We could keep schedule only in Schedule section and not duplicate in Requirements. However requirement about availability could be considered part of schedule. We'll keep schedule separate. Requirements could include education and credit history. Skills: list as given. We need to ensure we don't lose any substantive info: also mention "Strong systems knowledge and proficient in Excel for reporting". Already in skills. Also mention "Ability to Negotiate", "Results Driven", "Team Player", "Dependability and Punctuality is a must", "Multi-tasking at a high level", "Ability to overcome adversity", "Relationship building; able to connect with a highly diversified dealership audience". Also "Strong Customer Service background", "Great attention to detail", "Excellent Communicator". Now schedule: Monday-Friday 8am-9pm rotating schedule, Saturdays 9am-8pm. Hybrid 3 days in office per week after training. We should also mention that position is Hybrid once training completed, with 3 days in office per week. That's schedule-related. Now we need to ensure we don't include boilerplate: EEO statements, legal compliance statements about credit history evaluation? Actually "EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions." That's substantive (credit history requirement). Keep that. Also "For more than 92 years..." company overview maybe part of About the role. Could include but not required. It's substantive about company. We can include in About the role. We must remove duplicated lines: schedule appears twice; we will include once. We must remove application instructions: "For more information on our organization and benefits please visit EECU Careers at www.eecu.org/careers." Remove. We must remove EEO/EOE statements: "EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability." Remove. Now produce HTML. We'll need to wrap list items in- ...
- with multiple
- .
Let's craft.
About the role paragraph: combine intro and company overview.
Come join our ever-growing Indirect Auto Lending Program as a Junior Underwriter, with on‑the‑job training. The Indirect Lending group offers a fast‑paced, ever‑changing, highly rewarding position in EECU’s largest volume department. EECU is a Fort Worth‑based community credit union with over $4.5 billion in assets, serving more than 315,000 members across 22 financial centers in North Texas, and has been recognized for its community involvement, employee well‑being initiatives, and commitment to “people helping people.”
That seems good. Responsibilities: list items. We'll produceResponsibilities
- Make thorough loan decisions in a fast‑paced environment.
- Underwrite all auto loans originating from indirect dealerships.
- Understand and implement lending guidelines to maintain acceptable credit risk