Indirect Funding Manager 5174

About the role

Keesler Federal Credit Union team members enjoy competitive salaries and a wide range of benefits, some of which include: Medical, dental, and vision insurance.

Responsibilities

• Oversees the funding processes of the Indirect Lending Department
• Responsible for management reporting around key production indicators and key risk indicators
• Assists management in providing input to strategic planning and budget recommendations
• Assists management by participating in project planning and implementation as needed or required
• Oversees the funding operations of the Indirect Lending Department
• Responsible for risk management for the department including maintaining satisfactory internal controls
• Ensures loans are funding in adherence to policies and procedures
• Keeps management well informed of activities and any significant issues
• Aids in creating and maintaining department budget
• Identifies funding issues and escalates according to scope of authority
• Provides solutions to member and dealer problems that may arise and are escalated during the funding process
• Performs periodic risk assessments and reports results to support a satisfactory control environment
• Works with the management to ensure Business Continuity Plan plans are complete and current
• Serves as subject matter expert for organizational initiatives
• Responsible for dealer communications to include changes, promotions, closing, and holiday hours
• Responsible for the Dealership contact information and ensures it is up to date with any new Dealers that have been added or changes in the Contact Person
• Creates and maintains the indirect funding procedures
• Adds new Dealerships in Dealer Reserve Accounting Manager and sends appropriate paperwork to Accounting Department to set up new Dealerships
• Communicates process changes from Management to the Team
• Accurately interprets the Fair Credit Act and the Privacy Act as they apply to credit unions
• Complies with all Federal regulations, including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC)

Qualifications

• Associate’s Degree in a related field or equivalent combination of education and experience which demonstrates the ability to perform the functions of the position required
• 5 - 7 years of similar or related consumer lending experience required
• Minimum of five years indirect lending experience preferred
• 1-3 supervisory experience required
• Advanced knowledge of the credit application verification process and its related documents is required
• Proficient understanding of the credit bureau, debt to income, and data on credit application and verification process
• Must possess the ability to read and understand credit applications
• Computer Skills: Proficient in the use of computers and standard office technology, including Microsoft Office applications (Word, Excel, Outlook, and Teams)
• Interpersonal Skills: Demonstrates the ability to interact professionally and respectfully with members, coworkers, and external partners. Communicates information clearly and effectively, both verbally and in writing, and listens attentively to understand questions or concerns. Maintains a courteous, cooperative, and service-oriented approach in a variety of work situations, including those involving differing perspectives or needs. Builds positive working relationships and contributes to a collaborative, inclusive, and member-focused environment