In-House Counsel, Transaction

Responsibilities

• Draft, review, and negotiate commercial agreements in the area of small business commercial financing and lending, referral partners, brokers, marketing, and IT software contracting.
• Advise business teams and their leaders on negotiating, risk analysis, transaction structuring, and lead closing of commercial business undertakings.
• Drafting and negotiating commercial deal transactions and contracts with outside vendors, brokers, referral partners, and IT software providers.
• Manage existing vendor management system and oversee onboarding, annual auditing, risk assessments, and potential regulatory exposure aspects.
• Update, maintain, and annually review contract templates and playbooks.
• Manage contract lifecycle, including approvals, renewals, and termination.
• Handle dispute resolution related to commercial agreements.

Requirements

• JD (Juris Doctor) degree.
• Minimum of 6 years of experience at a law firm, government regulatory agency, and/or in-house counsel setting.
• Must possess strong legal drafting, negotiating, and advising skills.
• Compliance or regulatory skills a plus, working knowledge a plus in BSA/AML, CAN-SPAM, CCPA, CIP, ECOA, EFTA, FCRA, ID Theft/Red Flags, OFAC, TCPA, or UDAAP.
• Strong analytical skills and detail oriented.
• Excellent verbal and written communication skills are required.
• Demonstrated ability to self-start and work independently, and the desire and ability to work with a highly motivated team in a fast-paced environment.

Preferred

• Experience in commercial business loans, merchant cash advance, line of credit, and/or credit card products.
• Capital markets / credit facility experience is a plus.
• Bank partnership program experience is a plus.
• Ability to use AI to assist/accelerate work a plus.

Physical Demands

• Working in a temperature controlled office environment.
• Sitting at a desk for long periods of time while viewing multiple computer screen monitors.
• Potential lifting of boxes around 25lbs.
• Minimum of 3 days a week in either the San Diego or Atlanta office.