ICG Portfolio Monitoring Analyst

About the Role

Supports Corporate and Commercial Banking Lenders, and Wealth Management Relationship Managers with financial analysis and loan monitoring. Completes accurate and consistent financial statement spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies. Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers. Responsible for reviewing financial statements, tax returns, personal financial statements, and company compliance certificates to support lending activities associated with large credit transactions.

Responsibilities

• Complete financial statement spreads, quarterly trend analyses, and covenant tests in accordance with bank standards and credit policies.
• Maintain a compliance monitoring database to track credit approval requirements and customer financial reporting.
• Review financial statements, tax returns, personal financial statements, and company compliance certificates to support lending activities.

Qualifications

• Typically a Bachelor's degree, or equivalent work experience.
• Generally one to two years of job-related experience.

Skills

• Accounting and finance knowledge (typically acquired through a bachelor’s degree in business, finance, or accounting).
• Good understanding of basic credit analysis, administration, and policy and procedures.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to identify and resolve exceptions and interpret data.
• Effective verbal, written, and interpersonal communication skills.
• Ability to read and comprehend credit write-ups and loan documentation.

Location Expectations

This role requires being onsite three or more days per week at one of the listed U.S. Bank hub locations.

Benefits

• Healthcare (medical, dental, vision).
• Basic term and optional term life insurance.
• Short-term and long-term disability.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation (from two to five weeks depending on salary grade and tenure).
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.

Pay

The salary range for this role is $27.50 - $36.68 per hour, based on the primary location. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, and 401(k) contribution and pension (all benefits are subject to eligibility requirements).