Jobs · Engineering · Tennessee

HPR Property Risk Engineering Consultant (Independent Contractor)

Underwriter Services Association · Memphis, TN · 3 wk ago
EngineeringFull-time

Key Responsibilities

  • Conduct comprehensive on-site evaluations of HPR and high-hazard occupancies.
  • Audit fire protection systems, building construction, occupancy-specific hazards, and exposure to natural catastrophes.
  • Calculate Normal Loss Expectancies (NLEs), Probable Maximum Losses (PMLs), Maximum Foreseeable Losses (MFLs), and other required loss expectancies according to carrier guidelines.
  • Evaluate the adequacy of automatic fire protection systems and water supplies for manufacturing and storage occupancies.
  • Identify relevant loss exposures and recommend protective measures.
  • Document site conditions with photographs and detailed notes.
  • Interview facility personnel to gather information regarding operations and safety procedures.

Technical Analysis & Reporting

  • Prepare thorough engineering reports that align with carrier specifications and deadlines.
  • Apply NFPA codes, FM Data Sheets, and industry standards when formulating recommendations.
  • Present findings clearly and effectively, prioritizing critical risks and controls.
  • Ensure that all reports are accurate, complete, and professionally formatted.
  • Respond promptly to feedback and quality control requests as necessary.

Client & Operational Coordination

  • Cook up and schedule site visits with property owners and insurance representatives.
  • Represent Risk Logic with professionalism during all client engagements.
  • Provide regular updates to operations management regarding assignment status and any challenges encountered.
  • Self-manage schedules and workloads to consistently meet project deadlines.
  • Utilize various work management and reporting software platforms as required.

Requirements:

  • Bachelor’s degree in engineering (Fire Protection, Chemical, Mechanical, etc.) or related field, or equivalent professional experience.
  • Minimum of 5 years’ experience in commercial property risk engineering or loss control.
  • Comprehensive knowledge of NFPA codes and FM Data Sheets.
  • Experience with HPR standards and high-hazard manufacturing or industrial facilities.
  • Demonstrated ability to produce clear and well-structured engineering reports.
  • Ability to work independently and manage multiple assignments effectively.
  • Valid driver's license and willingness to travel within the assigned territory.
  • Readiness to learn and utilize online reporting platforms such as LC360 and similar applications.
  • Professional engineering license or industry certifications (e.g., ARM, CFPS).
  • Prior experience with FM, IRI, or other large property carriers / comparable organizations.
  • Experience supporting multiple commercial insurance carriers.
  • Familiarity with Risk Management Information Systems (RMIS) or equivalent insurance workflow platforms.

Qualifications:

  • You would be required to create an LLC in your home state. RLI will reimburse you for the 1st year LLC fees after a completing successful trial period.
  • RLI provides professional liability and E&O Insurance.
  • Home-based position with travel to client sites as required.
  • You can accept/decline any job presented.
  • Flexible scheduling with assignments based on geographic territory.
  • You will be assigned surveys based on your knowledge, qualifications and past/current work experience.
  • You can decide how far from home you would like to travel for a site visit (i.e., within a 1-2 hour driving radius, overnight stays, air travel).

Skills:

  • Proficiency in Microsoft Office Suite.
  • Knowledge of HPR standards and high-hazard manufacturing or industrial facilities.
  • Strong communication and interpersonal skills.
  • Ability to work independently and manage multiple assignments effectively.
  • Experience with online reporting platforms such as LC360.

Benefits:

  • Professional liability and E&O Insurance provided by RLI.
  • Home-based position with travel to client sites as required.
  • Flexible scheduling with assignments based on geographic territory.
  • Opportunity to work independently and manage multiple assignments effectively.
  • Reimbursement for the first year LLC fees after a successful trial period.

Pay:

  • Salary range: $70,000 - $90,000 annually.

Schedule:

  • Flexible scheduling with assignments based on geographic territory.

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