HPR Property Risk Engineering Consultant (Independent Contractor)

Key Responsibilities

• Conduct comprehensive on-site evaluations of HPR and high-hazard occupancies.
• Audit fire protection systems, building construction, occupancy-specific hazards, and exposure to natural catastrophes.
• Calculate Normal Loss Expectancies (NLEs), Probable Maximum Losses (PMLs), Maximum Foreseeable Losses (MFLs), and other required loss expectancies according to carrier guidelines.
• Evaluate the adequacy of automatic fire protection systems and water supplies for manufacturing and storage occupancies.
• Identify relevant loss exposures and recommend protective measures.
• Document site conditions with photographs and detailed notes.
• Interview facility personnel to gather information regarding operations and safety procedures.

Technical Analysis & Reporting

• Prepare thorough engineering reports that align with carrier specifications and deadlines.
• Apply NFPA codes, FM Data Sheets, and industry standards when formulating recommendations.
• Present findings clearly and effectively, prioritizing critical risks and controls.
• Ensure that all reports are accurate, complete, and professionally formatted.
• Respond promptly to feedback and quality control requests as necessary.

Client & Operational Coordination

• Cook up and schedule site visits with property owners and insurance representatives.
• Represent Risk Logic with professionalism during all client engagements.
• Provide regular updates to operations management regarding assignment status and any challenges encountered.
• Self-manage schedules and workloads to consistently meet project deadlines.
• Utilize various work management and reporting software platforms as required.

Requirements

• Bachelor’s degree in engineering (Fire Protection, Chemical, Mechanical, etc.) or related field, or equivalent professional experience.
• Minimum of 5 years’ experience in commercial property risk engineering or loss control.
• Comprehensive knowledge of NFPA codes and FM Data Sheets.
• Experience with HPR standards and high-hazard manufacturing or industrial facilities.
• Demonstrated ability to produce clear and well-structured engineering reports.
• Ability to work independently and manage multiple assignments effectively.
• Valid driver's license and willingness to travel within the assigned territory.
• Readiness to learn and utilize online reporting platforms such as LC360 and similar applications.
• Professional engineering license or industry certifications (e.g., ARM, CFPS).
• Prior experience with FM, IRI, or other large property carriers / comparable organizations.
• Experience supporting multiple commercial insurance carriers.
• Familiarity with Risk Management Information Systems (RMIS) or equivalent insurance workflow platforms.
• Engagement as an independent contractor.
• You would be required to create an LLC in your home state. RLI will reimburse you for the 1st year LLC fees after a completing successful trial period.

Benefits

• Home-based position with travel to client sites as required.
• You can accept/decline any job presented.
• Flexible scheduling with assignments based on geographic territory.
• You will be assigned surveys based on your knowledge, qualifications and past/current work experience.
• You can decide how far from home you would like to travel for a site visit (i.e., within a 1-2 hour driving radius, overnight stays, air travel).

Pay

• Not specified

Schedule

• Not specified