Home and Land Processor

Overview

Horizon Farm Credit is seeking a Home & Land Processor to join their team. This position is eligible for a hybrid work schedule.

Areas Of Responsibilities

• Prepare and process new consumer real estate loans and servicing actions according to Horizon Farm Credit guidelines.
• This includes loan file setup, issuing compliance documents within required time frame; reviewing credit reports, ordering verifications, flood certifications, appraisals, and title work.
• Prepare early disclosures, commitment, change of circumstance, and other general loan documents that represent what is outlined in the credit desk approval.
• Prior to sending to clear to close, confirm loan conditions outlined in the credit desk approval are met and documented.
• Consult and confirm with Lenders, Analysts, and other involved parties to confirm loan actions are completed accurately.
• Confirm that collateral is properly identified and secured with the title documents.
• File all related documents timely, accurately, and consistently to ensure easy reference in the future with all staff.
• Quality check all your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results.
• Prepare all loan or servicing actions according to applicable processing workflows, procedures, and practices.
• Maintain target turnaround processing timelines and properly document system to ensure transparent communication for Sales, Loan Operations, and future audit needs.

Requirements

Education: Associate's degree or equivalent experience in accounting, business, or related field.

Qualifications

Experience: Generally, minimum of one to two years of relevant experience.