Group Underwriter, Senior

The Group Underwriter, Senior role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.

About the role

The Group Underwriter, Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. They also determine and provide guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. They coordinate with other departments to ensure accuracy and consistency of overall account reporting. They propose rates for prospective business using a combination of other carrier experience, demographic data, and manual rates. They perform post-sale reviews and work with product and sales partners to survey existing product portfolios by market, monitor sales results, trends, and needs, and recommend product portfolio changes.

Responsibilities

• Determines acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups.
• Provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage.
• Collaborates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data, and manual rates.
• Performs post-sale reviews.
• Works with product and sales partners to survey existing product portfolios by market, monitor sales results, trends, and needs, and recommend product portfolio changes.

Requirements

• BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities And Experiences

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses highly preferred.
• Fundamentals of fund-funded medical underwriting experience highly preferred.
• Small group experience preferred.

Benefits

Elevance Health offers a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Pay

Details on pay are not specified in the job posting.

Schedule

Details on schedule are not specified in the job posting.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

EEO Statement

Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.

COVID-19 Vaccination Requirement

Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws. Applicants required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.