GMF Sr Credit Analyst I - Zone C

Responsibilities

• Analyze credit data to determine the degree of risk involved in extending credit.
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
• Develop sufficient dealer relationships that ensure volume objectives and credit quality.
• Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance.
• Adequately ensure compliance with applicable policies and procedures.
• Adequately ensure branch office cooperation with other departments to maximize efficiency within the company.
• Adequately ensure all queues are worked to acceptable service levels.
• Perform outbound telemarketing calls to the dealer customer.
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis.
• Adequately ensure proper documentation is received on all deals.
• Negotiate loan terms.
• Communicate clearly and effectively with a wide variety of internal and external people, both in formal and informal circumstances, and where necessary to gain their agreement and acceptance.

Qualifications

• Knowledge of sales, credit and funding processes in consumer finance.
• Knowledge of motor vehicle retail installment documentation.
• Knowledge of the Company’s credit policies.
• Working knowledge of consumer credit, credit laws and regulations.
• Knowledge of the retail automobile finance industry.
• Knowledge of indirect retail auto financing.
• Knowledge of State and Federal regulatory requirements.
• Knowledge consumer finance and banking environment.
• Strong work ethic.
• Strong analytical and problem solving skills.
• Superior customer relations skills.
• Effective communication skills including verbal, written, and presentation.
• Sales skills necessary to develop and maintain productive dealer relationships.
• Negotiation skills.
• Ability to work under pressure and make decisions in a fast-paced environment.
• Ability to professionally represent GM Financial.
• Ability to multi-task.

Additional Knowledge And Skills

• Working effectively within an AI enabled environment.
• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work.
• Experience integrating AI into workflows to improve efficiency or insights.
• Familiarity with AI assisted research, summarization, and content generation.
• Understanding of responsible AI use, including ethics and data protection.

What We Offer

• Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Culture

Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Compensation

Competitive pay and bonus eligibility.

Work Life Balance

Flexible hybrid work environment, 2-days a week in office.