GMF Credit Analyst - Zone A

Responsibilities

• Analyze credit data to determine the degree of risk involved in extending credit
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
• Ensure compliance with applicable policies and procedures
• Ensure branch office cooperation with other departments to maximize efficiency within the company
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis
• Perform outbound telemarketing calls to the dealer customer
• Ensure proper documentation is received on all deals

Qualifications

• Working knowledge of consumer credit, credit laws and regulations
• Knowledge of the Company’s credit policies
• Knowledge of State and Federal regulatory requirements
• Knowledge of motor vehicle retail installment documentation
• Knowledge of indirect retail auto financing
• Knowledge of consumer finance and banking environment
• Strong work ethic
• Strong analytical and problem solving skills
• Credit underwriting skills
• Effective oral and written communication skills
• Customer relations skills
• Ability to work under pressure and make decisions in a fast-paced environment
• Ability to professionally represent GM Financial
• Ability to multi-task