Global Banking & Markets, Loan Management, Commercial Real Estate Financing, Associate - Dallas

About the role

The Loan Management team is a business unit within the Global Banking and Markets division, primarily supporting the Mortgage Loan Trading desk and Global Banking and Markets’ Real Estate Finance Group. The team is a multi‑faceted diligence and asset‑management platform specializing in whole‑loan acquisition, sales, securitizations, and financing opportunities, with product expertise across mortgages, consumer loans, real estate, and warehouse financing. This role is responsible for underwriting, managing, and overseeing commercial real‑estate loans in which the firm has an interest.

Responsibilities

• Work collaboratively to achieve department and firm objectives.
• Develop and maintain market relationships with appropriate vendors and other industry participants.
• Support and participate in structuring and execution of optimal financing solutions for external clients.
• Assist in loan‑level financings, appraisal review, and other activities requiring feedback from debt originations or real‑estate finance groups.
• Keep senior management informed about potential decisions’ impact on assets and asset performance.
• Underwriting: Analyze and present opportunities and risks inherent in specific sectors and markets; perform valuation analyses and due‑diligence activities; track and forecast operating cash flows from real‑estate assets using market data, property‑specific operating norms, actual performance data, and firm‑specific standards; coordinate internal and external resources to evaluate, pursue, and close debt investment opportunities.
• Asset Management: Oversee and/or directly manage a diverse portfolio of commercial real‑estate loans; interact with property managers, third‑party vendors, borrowers, and law firms; use ARGUS and Excel cash‑flow modeling/forecasting together with market sale and rent comps to determine real‑estate values across property types (multifamily, hospitality, retail, industrial, office, self‑storage, senior living, etc.); monitor business‑plan performance and make tactical and strategic recommendations as appropriate.
• Analysis & Reporting: Prepare and present transaction memos summarizing due diligence and credit analysis for internal approvals; deliver quarterly business‑plan updates, market updates, and factors affecting collateral value and stabilization timelines to senior management and internal clients; update monthly reporting packages for management and clients.

Qualifications

• Minimum 1–3 years of experience in originating/underwriting commercial real‑estate loans and/or managing performing/distressed assets.
• Experience valuing multiple commercial real‑estate product types.
• Proficiency in Excel, PowerPoint, and Word.
• Strong academic background.

Preferred Qualifications

• Excellent quantitative, verbal, and written communication skills.
• Self‑motivated with the ability to work both autonomously and in a team setting.
• Solid analytical/logical mindset and attention to detail.
• Strong sense of accountability and dedication to continuous improvement.
• Ability to work under pressure and meet deadlines while ensuring high‑quality output.