Funding Analyst (Temporary)

Key Responsibilities

• Review and analyze the loan applications and documentation to ensure the information is complete, accurate, and complies with company standards, applicable regulations, and secondary market guidelines.
• Communicate effectively to internal and external personnel regarding application status to inform relevant parties and expedite the validation process.
• Ensure program eligibility and funding guideline verification procedures comply with all internal policies, fair lending practices, and other applicable federal and state laws.
• Meet set goals and targets for productivity, quality, customer satisfaction, and relationship management (between Sales, Credit, and the Dealership Manager).
• Effectively utilize the tools, resources, and the time available to complete the validation process to ensure the Company is compliant within its guidelines.
• Build and maintain relationships with external partners and applicants.
• Provide exemplary service levels in accordance with internal company policy.
• Work as a part of a team to ensure that the Company quality and volume objectives are exceeded.
• Perform other duties as required or assigned.

Qualifications

• Experience: Minimum of 1+ years' experience in automotive lending or consumer credit environment. Funding or Credit underwriting experience is preferred.
• Industry Context: Knowledge of the indirect lending industry, retail installment loan contracts, vehicles and collateral valuation, loan terms including buy rates, contract rates, LTV, front and back LTV, dealer mark-up, reserve and participation, ancillary products, title documentation, lien perfection, and regulatory requirements.
• Education: High School Diploma or Equivalency required. Bachelor's degree preferred.
• Ability to work in a fast-paced, high-intensity and time-sensitive environment.
• Proficient or advanced skills in Microsoft Office applications including Outlook, Word, and Excel. Familiarity with Loan Origination systems is preferred.

Position Details

• Location: This role is on-site at our Chadds Ford, PA location.
• Schedule: Flexibility to work nights, Saturdays, and holidays.
• This is a temporary position and the duration will be based upon business need.