Financial Services Payments Consulting Manager

About the role

NTT DATA is seeking a Financial Services Payments Consulting Manager to join our team in the United States (US).

Responsibilities

• Serve as a payments functional manager to design end-to-end solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow).
• Lead current-state assessments and define target-state operating models aligned to business and regulatory requirements.
• Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows.
• Provide thought leadership to clients on key industry trends and topics.
• Understand the vendor landscape and how clients may enable them in their environment.
• Advise on payment modernization initiatives, including migration from legacy systems.
• Collaborate with business stakeholders, engineers, vendors, and operations teams to create target state requirements and ensure traceability through to design and implementation.
• Produce high-quality artifacts (target operating models, requirements, solution designs, etc.).
• Ensure solutions meet security, resiliency, compliance, and performance standards.

Requirements

• Ability to rapidly assess a client's problem/need and provide fact-based recommendations (target operating model).
• Strong communication skills with experience working in client-facing or consulting roles.
• 8+ years of experience in payments, banking technology, or financial services systems.
• 4+ years of proven hands-on experience with payment solutions for ACH, wires, SWIFT, and real-time payment rails.
• 4+ years end-to-end payment processing, settlement, reconciliation, and exception handling.
• 4+ years of experience designing modern payment solutions using APIs, microservices, and event-driven patterns.

Qualifications

• Knowledge of ISO 20022 and large-scale payment modernization programs.
• Cloud architecture experience (AWS, Azure, or GCP).