Financial Sales Representative- Pasadena

Essential Functions And Responsibilities

• To achieve or exceed the established sales goals through building of member relationships.
• Responsible for cross selling all credit union products and services to members.
• Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition.
• Prepares loan application for submittal to central underwriting.
• Prepares and/or reviews all loan documents for completeness and accuracy.
• Authorizes release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.
• Follows current loans to ensure compliance with terms and coordinates with collections.
• Maintains a working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in-Savings, Electronic Fund Transfers, and Availability of Funds.
• Performs as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines.
• Identifies reportable transactions under the Bank Secrecy Act, obtains required information and reports transactions.
• Complies with Federal Rules and Regulations as required by NCUA.
• Alerts supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs.

Qualifications

• Advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines.
• A working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in-Savings, Electronic Fund Transfers, and Availability of Funds.