Financial Reporting Specialist

Responsibilities

• Prepare, review, and maintain commercial lending, portfolio monitoring, and regulatory reports, including Call Report schedules, past due reporting, Shared National Credit reporting, Regulation O reporting, and other Credit Risk management reporting requirements.
• Administer loan system maintenance and servicing activities, including charge-offs, loss mitigation, legal workout and REO transactions, risk rating updates, commitment maintenance, billing changes, and related recordkeeping.
• Monitor portfolio credit quality metrics, including non-accrual loans, impaired loans, delinquencies, maturities, unused commitments, and pledged loan collateral, ensuring compliance with internal policies and regulatory reporting requirements.
• Perform general ledger reconciliations, data validation, and financial reporting support by researching discrepancies, completing certifications, and ensuring the accuracy and integrity of loan and accounting records.
• Coordinate regulatory compliance and reporting activities, including CRA, HMDA, Federal Reserve Borrower in Custody, records retention reviews, and related examinations or reporting submissions.
• Support audits, cross-functional research, process improvement initiatives, and departmental projects by providing documentation, resolving data issues, maintaining procedures, and collaborating with lending, compliance, legal workout, and risk management teams.

Requirements

• High School diploma or GED equivalent and a minimum of 3 years loan accounting/servicing or lending-related experience.
• Knowledgeable in IBS and nCino (a plus).
• Microsoft Office (Word, Excel, PowerPoint, and Outlook) proficiency.
• Strong knowledge of loan products, servicing functions, general ledger accounts, reconciliation process, and reporting requirements.

Skills

• Strong interpersonal skills, both verbal and written.
• Strong accounting and math skills, with the ability to calculate figures such as discount, interest, commissions, and percentages.
• Ability to work independently, understand and carry out instructions.
• Ability to organize and prioritize assignments.
• Ability to handle multiple tasks and projects simultaneously while meeting or exceeding deadlines.

Qualifications

Preferred: Associate or bachelor's degree in finance, accounting, or a business-related field; prior banking experience a plus. Prior experience supporting commercial lending, general ledger reconciliation, regulatory reporting, or Federal Reserve collateral reporting is preferred.