Financial Fraud Investigator - Corporate Security - Vice-President

About the role

We are seeking a Corporate Security, Financial Fraud Investigator to conduct time-sensitive, professional, and comprehensive investigations into allegations and business-unit escalations involving wire transfers, debit/credit cards, checks, ACH, Cryptocurrency, and other suspected fraud that may adversely affect the financial integrity of Morgan Stanley and its clients.

Responsibilities

• Ensure appropriate actions are taken to mitigate potential losses to clients and Morgan Stanley (e.g., restricting accounts to prevent further fraudulent activity, coordinating the reissue of credit/debit cards, closing accounts, advising account officers and their clients, and investigating cryptocurrency fraud).
• Evaluate cases and transactions to identify patterns and trends that may indicate internal or external fraud or other control gaps.
• Investigate cryptocurrency-related scams and typologies (e.g., investment/romance scams, business email compromise with crypto off-ramps, pig butchering, account takeovers, and impersonation schemes) and support recovery efforts.
• Coincide with Compliance, AML/BSA, Legal, and external stakeholders (including exchanges, payment processors, and law enforcement) to support rapid action on cryptocurrency cases (e.g., subpoenas, preservation requests, account freezes, and recovery/return-of-funds efforts) consistent with Firm policies and regulatory expectations.
• Deliver fraud-awareness training to Morgan Stanley business units and clients by highlighting cybercrime risks, current fraud trends, red flags, and process deficiencies.
• Collaborate with Fraud Operations, Risk Management, Legal, Compliance, and other partners to deliver a proactive and effective program to combat financial fraud and elder financial exploitation and/or abuse.
• Engage regularly with investigative and security teams across financial institutions to support fraud recovery efforts, exchange information, analyze trends, and combat schemes affecting the global financial industry.
• Initiate and coordinate referrals of financial fraud cases affecting the Firm and clients to law-enforcement agencies for further investigation, including potential identification of suspects and criminal prosecution.
• Identify control weaknesses and recommend enhancements aligned with Firm best practices for financial-fraud prevention.
• Conduct interviews with Wealth Management clients and branch personnel to gather information related to financial fraud matters.

Requirements

• Bachelor's degree from an accredited college or university in Finance, Accounting, Criminal Justice, Police Science, Business Administration, or a related field.
• Minimum of 15 years of law-enforcement investigative experience conducting complex investigations, including cryptocurrency and financial fraud.
• Relevant certification (e.g., Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI), Certified Anti-Money Laundering Specialist (CAMS)) or willingness to obtain; preferred.
• Knowledge of cryptocurrency, ACH, check, and wire-payment products; fraud-prevention techniques and methodologies; regulatory requirements; and cybercrime trends is required.
• Demonstrated ability to conduct cryptocurrency investigations, including understanding common scam typologies and the lifecycle of funds across wallets, exchanges, and payment rails; and support recovery actions.
• Ability to communicate cryptocurrency-related investigative findings (including transaction flows and wallet activity) clearly to non-technical stakeholders and senior leaders, with sound judgment regarding evidentiary limitations and investigative risk.
• Proficiency with data-analysis tools and the ability to gather, analyze, and present data to identify suspicious patterns or activity.
• Strong technology and online research skills, including proficiency with Microsoft Office (Excel, Word, Outlook).
• Excellent organizational and time-management skills, with the ability to multitask, maintain accuracy, and meet deadlines in a fast-paced, high-volume environment.
• Strong verbal and written communication skills, with the ability to maintain confidentiality and professionalism.
• Able to work independently and collaboratively, with strong problem-solving and decision-making skills.

Qualifications

• Experience in financial fraud investigations.
• Knowledge of cryptocurrency and related financial products.
• Ability to work independently and collaboratively.
• Strong problem-solving and decision-making skills.

Skills

• Financial fraud investigation skills.
• Knowledge of cryptocurrency and related financial products.
• Data analysis and presentation skills.
• Communication and collaboration skills.
• Problem-solving and decision-making skills.

Benefits

At Morgan Stanley, we offer a competitive benefits package that includes:

• Health insurance
• Retirement savings plans
• Flexible spending accounts
• Employee assistance programs
• Professional development opportunities
• Work-life balance initiatives

Pay

Expected base pay rates for the role will be between $130,000 and $182,500 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Schedule

Morgan Stanley offers flexible working arrangements to support a healthy work-life balance. The exact schedule will vary based on the role and location.